{"id":1410,"date":"2023-08-06T17:16:53","date_gmt":"2023-08-06T15:16:53","guid":{"rendered":"https:\/\/regbu.com\/?p=1410"},"modified":"2025-09-05T07:40:27","modified_gmt":"2025-09-05T05:40:27","slug":"investice-do-dluhopisu-vyhody-a-nevyhody","status":"publish","type":"post","link":"https:\/\/regbu.com\/sl\/vlaganje-v-obveznice-koristi-in-slabosti\/","title":{"rendered":"Vlaganje v obveznice - prednosti in slabosti"},"content":{"rendered":"<p>Vlaganje v obveznice je alternativa za <strong><a href=\"https:\/\/regbu.com\/sl\/nakup-skladov-je-ustrezen-da-je-za-zacetnike\/\">nakup delnic<\/a><\/strong>. Je tudi vrednostni papir s pravico do izpla\u010dila dohodka in pravico do vra\u010dila dolgovanega zneska. Obveznice izdajajo predvsem pravne osebe. Vendar dr\u017eava ni izjema. Zelo pogosto boste naleteli na izraz podjetni\u0161ke obveznice.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Vrhunsko vrednotenje<\/li>\n\n\n\n<li>Ve\u010dje nalo\u017ebeno tveganje<\/li>\n\n\n\n<li>Enostavno spletno nakupovanje<\/li>\n<\/ul>\n\n\n\n<p>Po eni strani je obveznica sredstvo financiranja, po drugi strani pa je <strong>nalo\u017ebeni instrument<\/strong>. Vsaka vez je seveda povezana z osnovnimi parametri. Od oznake, izdajatelja, roka do oblike in \u0161e ve\u010d.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Osnovna delitev obveznic<\/h2>\n\n\n\n<p>Nalo\u017ebe v obveznice imajo ve\u010d oblik. Obstajajo <em>raznolika porazdelitev obveznic<\/em>. Na primer po izdajatelju, zapadlosti, obrestni meri in zavarovanju. Zato boste na\u0161li tudi protiinflacijske obveznice, podjetni\u0161ke obveznice, zavarovane obveznice, var\u010devalne obveznice in dr\u017eavne obveznice.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Vlaganje v obveznice v vpra\u0161anjih in odgovorih<\/h3>\n\n\n\n<p>\u010ce \u017eelite vlagati v obveznice, morate pred nalo\u017ebo preveriti nekaj stvari. Osredoto\u010dite se predvsem na zanesljivost podjetja, njegovo zgodovino, premo\u017eenje in vizijo za prihodnost. Morda zaradi nujnosti teh obveznosti <strong>ali obveznice spadajo med tvegane nalo\u017ebe<\/strong>. V spodnjih vpra\u0161anjih in odgovorih si lahko preberete prednosti in slabosti obveznic.<\/p>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1691421236973\"><strong class=\"schema-faq-question\">Katere so glavne prednosti obveznic?<\/strong> <p class=\"schema-faq-answer\">To je na primer vnaprej dolo\u010den donos. Ta je lahko od 7 do 12 %.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1691421244322\"><strong class=\"schema-faq-question\">Ali so z obveznicami povezane kak\u0161ne pristojbine?<\/strong> <p class=\"schema-faq-answer\">Ne, le kupiti jih morate na pravem mestu.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1691421255477\"><strong class=\"schema-faq-question\">Kaj \u010de \u017eelim obveznice prodati pred\u010dasno?<\/strong> <p class=\"schema-faq-answer\">Obveznice so obi\u010dajno vezane na dolo\u010den datum odkupa. Zato gre za dobro premi\u0161ljeno dolgoro\u010dno nalo\u017ebo. Vendar pa pred\u010dasni odkupi niso nobena izjema.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1691421262216\"><strong class=\"schema-faq-question\">Katere so slabosti obveznic?<\/strong> <p class=\"schema-faq-answer\">Prej omenjena predhodna prodaja je lahko negativna, prav tako pa tudi tveganost nalo\u017ebe v smislu donosa. Prav tako se za razliko od delnic pripravite na vi\u0161jo za\u010detno nalo\u017ebo.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1691421269692\"><strong class=\"schema-faq-question\">Ali obstajajo tudi goljufivi prodajalci obveznic?<\/strong> <p class=\"schema-faq-answer\">Na \u017ealost da. \u010cNB izvaja precej formalen nadzor, zato lahko naletite na goljufe.<\/p> <\/div> <\/div>","protected":false},"excerpt":{"rendered":"<p>Nalo\u017ebe v obveznice so alternativa nakupu delnic. To je tudi vrednostni papir, ki prina\u0161a izpla\u010dilo dohodka in pravico do popla\u010dila dolgovanega zneska. Izdajatelj obveznic so predvsem pravne osebe. Vendar dr\u017eava ni izjema. Zelo pogosto boste naleteli na izraz podjetni\u0161ke obveznice. Obveznica po eni strani predstavlja obveznico, po drugi strani pa tudi sredstvo, ki je namenjeno za pla\u010dilo.... <\/p>","protected":false},"author":2,"featured_media":1411,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[601,594,326,554,1722,1723,599,331,1724,1725],"class_list":["post-1410","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-dluhopis","tag-dluhopisy","tag-finance","tag-investice","tag-investice-do-dluhopisu","tag-investicni-nastroj","tag-investovani","tag-penize","tag-poplatky","tag-vynos"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Investice do dluhopis\u016f \u2013 V\u00fdhody a nev\u00fdhody - REGBU.COM<\/title>\n<meta name=\"description\" content=\"Investice do dluhopis\u016f m\u016f\u017ee b\u00fdt jedn\u00edm ze zp\u016fsob\u016f, jak zhodnotit voln\u00e9 finan\u010dn\u00ed prost\u0159edky. 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