{"id":777,"date":"2023-05-12T14:39:07","date_gmt":"2023-05-12T12:39:07","guid":{"rendered":"https:\/\/regbu.com\/?p=777"},"modified":"2025-09-05T07:42:39","modified_gmt":"2025-09-05T05:42:39","slug":"moznosti-sporeni-ktere-se-vyplati","status":"publish","type":"post","link":"https:\/\/regbu.com\/lt\/pasirinkimo-sandoriu-sprendimai-uz-kuriuos-mokama\/","title":{"rendered":"Atsiperkan\u010dios taupymo galimyb\u0117s"},"content":{"rendered":"<p>Taupymo galimybi\u0173 \u0161iandien tikrai daug, tereikia pasirinkti. Jei dar nesate visi\u0161kai susi\u017eav\u0117j\u0119 taupymu, pats laikas prad\u0117ti apie tai galvoti. Bendras taupymo s\u0105vokos apibr\u0117\u017eimas yra gana paprastas. Tai veikla, kurios metu <strong>sutaupoma l\u0117\u0161\u0173, kurias galima panaudoti bet kam.<\/strong>.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Finansini\u0173 santaup\u0173 k\u016brimas<\/li>\n\n\n\n<li>Turto vertinimas<\/li>\n\n\n\n<li>Kapitalo pritraukimas<\/li>\n<\/ul>\n\n\n\n<p>\u017dinoma, taupydami galite rinktis ir m\u0117gautis \u012fvairiomis galimyb\u0117mis. Yra keletas produkt\u0173, kurie gali pad\u0117ti pasiekti norim\u0105 \u012fvertinim\u0105. Viena vertus, taupymo galimyb\u0117s yra saugios, nedidel\u0117s ir konservatyvios, kita vertus, pelningos ir rizikingos.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Taupomosios s\u0105skaitos kaip absoliutus pagrindas<\/h2>\n\n\n\n<p>Jei nenorite rizikuoti ir esate saugus, taupomosios s\u0105skaitos yra puikus pasirinkimas. <em>\u0160ios taupymo galimyb\u0117s neu\u017edirbs tiek daug<\/em>kita vertus, jums nereikia r\u016bpintis savo finansais. Taupomosios s\u0105skaitos turi kelet\u0105 pagrindini\u0173 privalum\u0173, su kuriais dabar jus supa\u017eindinsime.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Tema<\/strong><\/td><td><strong>Vert\u0117<\/strong><\/td><\/tr><tr><td>Mokestis<\/td><td>Paprastai nulis<\/td><\/tr><tr><td>Pinig\u0173 tvarkymas<\/td><td>Greitas ir lankstus<\/td><\/tr><tr><td>Draudimas<\/td><td>Iki 100 000 EUR<\/td><\/tr><tr><td>Padid\u0117jimo suma<\/td><td>Ma\u017eos vieneto procentin\u0117s dalys<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\u012eprastos ir prieinamos taupymo galimyb\u0117s yra taupomosios s\u0105skaitos, kurias si\u016blo dauguma bank\u0173 bendrovi\u0173.<\/figcaption><\/figure>\n\n\n\n<p>Galb\u016bt taupomojoje s\u0105skaitoje neu\u017edirbsite tiek daug, bet galite b\u016bti tikri, kad neprarasite savo pinig\u0173. Tokios taupymo galimyb\u0117s yra paklausios visoms kartoms. Galb\u016bt taip yra ir d\u0117l to, kad dauguma bank\u0173 taupom\u0105j\u0105 s\u0105skait\u0105 si\u016blo kaip nemokam\u0105 \u012fprastos banko s\u0105skaitos dal\u012f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Taupomosios s\u0105skaitos tr\u016bkumai<\/h3>\n\n\n\n<p>Reik\u0117t\u0173 pa\u017eym\u0117ti, kad taupomoji s\u0105skaita pirmiausia siejama tik su privalumais. Prie tr\u016bkum\u0173 galima priskirti nebent tik ma\u017eesn\u0119 pal\u016bkan\u0173 norm\u0105. <strong>Rizika ir sauga<\/strong> tod\u0117l yra puikiai subalansuotos ir priklauso nuo j\u016bs\u0173 pasirinkimo. Nors tai veikiau i\u0161imtys, kai kurie bankai skatina taupom\u0105sias s\u0105skaitas steigti atidarant klasikin\u0119 s\u0105skait\u0105.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Taupomoji s\u0105skaita pirmiausia naudojama j\u016bs\u0173 finansams \u012fvertinti. Tod\u0117l i\u0161 jos paprastai neatliekami special\u016bs mok\u0117jimai tiesioginio debeto, nuolatini\u0173 pavedim\u0173 ir pan. forma. <\/p>\n<cite>Viljamas S., banko tarnautojas.<\/cite><\/blockquote>\n\n\n\n<p>Apie taupom\u0105sias s\u0105skaitas tikriausiai nieko daugiau negalima pasakyti. Joms net netaikomas blokavimo laikotarpis, tod\u0117l pinigai i\u0161 esm\u0117s i\u0161 karto yra j\u016bs\u0173 \u017einioje ir galite jais disponuoti, kaip tik panor\u0117j\u0119.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"577\" src=\"https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/sporeni-penez-1024x577.jpg\" alt=\"\" class=\"wp-image-780\" srcset=\"https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/sporeni-penez-1024x577.jpg 1024w, https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/sporeni-penez-300x169.jpg 300w, https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/sporeni-penez-768x433.jpg 768w, https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/sporeni-penez-18x10.jpg 18w, https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/sporeni-penez.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Taupymo galimyb\u0117s, t. y. pinig\u0173 branginimas ir kapitalo didinimas \u012fvairiais b\u016bdais.<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Taupymo galimyb\u0117s - Terminuotieji ind\u0117liai<\/h2>\n\n\n\n<p>\u017dinoma, yra ir kit\u0173 taupymo galimybi\u0173. Tipi\u0161kas pavyzdys yra terminuotieji ind\u0117liai arba kitaip vadinamos terminuotosios s\u0105skaitos. \u0160ios fraz\u0117s reik\u0161m\u0117 daug k\u0105 atskleid\u017eia. <em>Tai speciali banko s\u0105skaita, skirta tik pinigams vertinti.<\/em>. Ta\u010diau nuo taupomosios s\u0105skaitos ji skiriasi keliais pagrindiniais aspektais.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fiksuotos pal\u016bkanos tol, kol laikomi pinigai<\/li>\n\n\n\n<li>Finansai negali b\u016bti perleid\u017eiami<\/li>\n\n\n\n<li>Skirtingi terminuot\u0173j\u0173 ind\u0117li\u0173 laikotarpiai<\/li>\n<\/ul>\n\n\n\n<p>Nors terminuotieji ind\u0117liai u\u017etikrina geresn\u012f vert\u0117s padid\u0117jim\u0105 nei taupomosios s\u0105skaitos, kita vertus, negalite disponuoti pinigais. U\u017e i\u0161ankstin\u012f i\u0161\u0117mim\u0105 paprastai mokate mokest\u012f. Taigi \u0161ios taupymo galimyb\u0117s turi skirtingas s\u0105lygas, kurios vieniems \u017emon\u0117ms gali b\u016bti naudingos, o kitiems - ne.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Kita galimyb\u0117 - pensij\u0173 kaupimas<\/h3>\n\n\n\n<p>Taupymo galimyb\u0117s taip pat apima papildom\u0105 pensij\u0173 kaupim\u0105. Tai i\u0161 esm\u0117s yra taupymas pensijai. Tai daroma su valstyb\u0117s pagalba, taigi ir su valstyb\u0117s \u012fmoka. Pensij\u0173 kaupimas taip pat susij\u0119s su mokes\u010di\u0173 taupymu, galimybe prie\u0161 pensij\u0105 arba <strong>darbdavio \u012fmokos<\/strong>. Papildomo pensij\u0173 draudimo populiarumas parodytas toliau pateiktoje lentel\u0117je, kurioje pateikiami istoriniai duomenys apie pagal \u0161\u012f produkt\u0105 \u010cekijoje valdom\u0173 l\u0117\u0161\u0173 kiek\u012f.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Metai<\/strong><\/td><td><strong>Apimtis milijardais kron\u0173<\/strong><\/td><\/tr><tr><td>2007<\/td><td>162 104<\/td><\/tr><tr><td>2013<\/td><td>280 688<\/td><\/tr><tr><td>2017<\/td><td>383 945<\/td><\/tr><tr><td>2019<\/td><td>427 017<\/td><\/tr><tr><td>2021<\/td><td>465 788<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Susidom\u0117jimas papildomu pensij\u0173 draudimu \u010cekijoje pasirei\u0161k\u0117 \u012fvairiomis formomis.<\/figcaption><\/figure>\n\n\n\n<p>Kita vertus, reik\u0117t\u0173 atsi\u017evelgti \u012f tai, kad papildoma pensija yra viena i\u0161 taupymo galimybi\u0173, pasi\u017eymin\u010di\u0173 ma\u017eesniu likvidumu. J\u016bs daugiau ar ma\u017eiau nekontroliuojate, kaip investuojami j\u016bs\u0173 pinigai, ir mokate mokest\u012f u\u017e metin\u012f prieaug\u012f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Taupymo galimyb\u0117s - Statyb\u0173 taupymas<\/h3>\n\n\n\n<p>Daugel\u012f met\u0173 \u0161is finansinis produktas buvo giriamas kaip tam tikras saugumas valstyb\u0117s \u012fna\u0161o forma ir tinkamas balanso \u012fvertinimas. Palaipsniui ma\u017einant valstyb\u0117s \u012fna\u0161\u0105, jis tampa gana \u012fdomiu b\u016bdu gauti paskol\u0105 i\u0161 statyb\u0173 kaupimo fondo, kuri\u0105 galima panaudoti b\u016bstui \u012fsigyti.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Statyb\u0173 santaupos naudojamos ne tik pinigams branginti, bet ir kaip galimyb\u0117 gauti tarpin\u0119 arba nuolatin\u0119 paskol\u0105 i\u0161 statyb\u0173 santaup\u0173. <\/p>\n<cite>Emma S., finans\u0173 patar\u0117ja.<\/cite><\/blockquote>\n\n\n\n<p>\u0160is produktas vis\u0173 pirma skirtas fiziniams asmenims, nuolat gyvenantiems \u010cekijoje, \u012fskaitant Europos S\u0105jungos pilie\u010dius, turin\u010dius leidim\u0105 gyventi \u010cekijoje.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"578\" src=\"https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/uspory-v-prasatku-1024x578.jpg\" alt=\"\" class=\"wp-image-781\" srcset=\"https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/uspory-v-prasatku-1024x578.jpg 1024w, https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/uspory-v-prasatku-300x169.jpg 300w, https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/uspory-v-prasatku-768x433.jpg 768w, https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/uspory-v-prasatku-18x10.jpg 18w, https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/uspory-v-prasatku.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Santaupos kiaulyt\u0117je tikrai n\u0117ra pelningos ir \u012fdomios investavimo galimyb\u0117s.<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Taupymo galimyb\u0117s savitarpio fonduose<\/h2>\n\n\n\n<p>Savitarpio fondai siejami su kolektyvinio investavimo terminu. I\u0161 esm\u0117s tai yra investuotoj\u0173 turto rinkinys. Tada tai yra <em>valdo tre\u010dioji \u0161alis.<\/em>. Kaip investuotojai, j\u016bs investuojate pinigus \u012f tam tikr\u0105 fond\u0105. Tada perkamas kitokio tipo turtas.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Obligacijos<\/li>\n\n\n\n<li>Akcijos<\/li>\n\n\n\n<li>Akcij\u0173 sertifikatai<\/li>\n<\/ul>\n\n\n\n<p>Taupymo galimyb\u0117s savitarpio fond\u0173 forma paprastai yra susijusios su banku ar kita institucija, per kuri\u0105 galite investuoti savo l\u0117\u0161as. Apie savitarpio fond\u0173 privalumus ir tr\u016bkumus galite paskaityti \u0161iose eilut\u0117se.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Savitarpio fond\u0173 tipai<\/h3>\n\n\n\n<p>Jei nusprend\u0117te investuoti pinigus \u012f investicinius fondus, tur\u0117tum\u0117te kuo daugiau apie juos \u017einoti. Pavyzd\u017eiui, kad <strong>investiciniai fondai klasifikuojami pagal turto klas\u0119<\/strong>. J\u0173 yra kelios, jas galite pamatyti toliau pateiktoje lentel\u0117je.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Tema<\/strong><\/td><td><strong>Vert\u0117<\/strong><\/td><\/tr><tr><td>Akcij\u0173 fondai<\/td><td>Akcijos<\/td><\/tr><tr><td>Obligacij\u0173 fondai<\/td><td>Obligacijos<\/td><\/tr><tr><td>Fond\u0173 fondai<\/td><td>Kiti fondai<\/td><\/tr><tr><td>Mi\u0161r\u016bs fondai<\/td><td>Daugiausia obligacijos<\/td><\/tr><tr><td>\u017daliav\u0173 fondai<\/td><td>Vertybiniai popieriai<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Investavimo galimyb\u0117s administruojant kitus konkre\u010dius bank\u0173 paslaug\u0173 teik\u0117j\u0173 produktus ir paslaugas.<\/figcaption><\/figure>\n\n\n\n<p>Dar blogiau yra tai, kad savitarpio fondai gali b\u016bti vertinami ir i\u0161 strategijos perspektyvos. Tokie taupymo variantai gali b\u016bti konservatyv\u016bs investiciniai fondai, subalansuoti investiciniai fondai ir agresyv\u016bs investiciniai fondai.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Savitarpio fond\u0173 privalumai ir tr\u016bkumai<\/h3>\n\n\n\n<p>Privalumai ir privalumai tikrai yra \u0161ie <em>laiko, sutaupyto valdant toki\u0105 investicij\u0105.<\/em>. L\u0117\u0161as galite paskirstyti pirmiausia atsi\u017evelgdami \u012f savo toleruojam\u0105 rizik\u0105. Be to, investiciniai fondai yra idealus sprendimas smulkesniems investuotojams.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Toki\u0173 taupymo galimybi\u0173 yra daug. Kita vertus, reikia atsi\u017evelgti \u012f didesnes pradines savitarpio fond\u0173 i\u0161laidas. <\/p>\n<cite>Mike'as S., finans\u0173 patar\u0117jas.<\/cite><\/blockquote>\n\n\n\n<p>Norint ne tik girti investicinius fondus, der\u0117t\u0173 pamin\u0117ti ma\u017eesn\u012f lankstum\u0105. Kartu tur\u0117kite omenyje, kad kartu su pelno dyd\u017eiu ateina ir tam tikra rizika. B\u016btent tod\u0117l savitarpio fondai tinka ne visiems.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/penize-uschovane-v-obalce-1024x576.jpg\" alt=\"\" class=\"wp-image-783\" srcset=\"https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/penize-uschovane-v-obalce-1024x576.jpg 1024w, https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/penize-uschovane-v-obalce-300x169.jpg 300w, https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/penize-uschovane-v-obalce-768x432.jpg 768w, https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/penize-uschovane-v-obalce-18x10.jpg 18w, https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/penize-uschovane-v-obalce.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Nesistenkite taupyti pinig\u0173, sl\u0117pdami juos vokelyje ir po pagalve.<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Kitos taupymo galimyb\u0117s<\/h2>\n\n\n\n<p>Kai sakote taupymo galimyb\u0117s, galite pagalvoti apie kai kuriuos kitus produktus. Pavyzd\u017eiui, ind\u0117li\u0173 knygel\u0117s yra istorinis dalykas, \u0161iais laikais prarad\u0119s savo patrauklum\u0105. Skyriai savaime taip pat yra <a href=\"https:\/\/regbu.com\/lt\/cryptocurrencies-present-a-new-online-currency\/\"><strong>Kriptovaliutos<\/strong><\/a>. Ta\u010diau \u0161ios investicijos yra vienos rizikingesni\u0173 ir tikrai reikalauja \u017eini\u0173 apie \u0161\u012f segment\u0105.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Da\u017eniausiai u\u017eduodami klausimai ir atsakymai<\/h3>\n\n\n\n<p>Dabar jau \u017einote, kad taupymo galimybi\u0173 yra tikrai \u012fvairi\u0173 ir kiekvienas gali rasti sau tinkam\u0105 variant\u0105. Jei <strong>apie skirtingus taupymo ir investavimo b\u016bdus.<\/strong> norite su\u017einoti daugiau, perskaitykite \u0161iuos klausimus ir atsakymus. Jie gali pad\u0117ti jums priimti geresnius sprendimus, kaip vertinti savo santaupas.<\/p>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1683894584749\"><strong class=\"schema-faq-question\">Ar su kaupimo santaupomis susij\u0119s fiksavimo laikotarpis?<\/strong> <p class=\"schema-faq-answer\">Taip, kad gal\u0117tum\u0117te pasinaudoti visais privalumais, statyb\u0173 draugijos santaupos imamos ne trumpesniam kaip \u0161e\u0161i\u0173 m\u0117nesi\u0173 laikotarpiui. Jei atsisakysite anks\u010diau, ne tik neteksite valstyb\u0117s paramos, bet ir tur\u0117site sumok\u0117ti baud\u0105.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1683894593702\"><strong class=\"schema-faq-question\">Ar taupomosios s\u0105skaitos vir\u0161ija infliacij\u0105?<\/strong> <p class=\"schema-faq-answer\">Deja, ne. Taupomosios s\u0105skaitos yra konservatyvus b\u016bdas vertinti savo pinigus. Ta\u010diau jos yra geriau nei leisti pinigams gul\u0117ti be darbo atsiskaitomojoje s\u0105skaitoje ir steb\u0117ti, kaip jie praranda vert\u0119. Taupomoji s\u0105skaita niekada ne\u012fveiks infliacijos.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1683894603020\"><strong class=\"schema-faq-question\">Kaip atsidaryti taupom\u0105j\u0105 s\u0105skait\u0105?<\/strong> <p class=\"schema-faq-answer\">Dabartinis laikmetis si\u016blo paprastus ir modernius taupomosios s\u0105skaitos atidarymo sprendimus. Tai galite padaryti savo banke naudodamiesi internetine bankininkyste. Kiti si\u016blo tvarkytis naudojantis internetine parai\u0161ka. Taip jums nereik\u0117s eiti \u012f banko bendrov\u0117s filial\u0105.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1683894615485\"><strong class=\"schema-faq-question\">Kiek laiko trunka terminuotojo ind\u0117lio \u012fsipareigojimo laikotarpis?<\/strong> <p class=\"schema-faq-answer\">\u0160io tipo s\u0105skaitos da\u017eniausiai turi keli\u0173 m\u0117nesi\u0173 arba vieneri\u0173, dvej\u0173, trej\u0173, penkeri\u0173 ir de\u0161imties met\u0173 \u012fsipareigojimo laikotarp\u012f.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1683894623967\"><strong class=\"schema-faq-question\">Ar dabartin\u0117s taupymo galimyb\u0117s leid\u017eia \u012fveikti infliacij\u0105?<\/strong> <p class=\"schema-faq-answer\">Taip, ta\u010diau daroma prielaida, kad vienu metu naudojami keli rizikos produktai.<\/p> <\/div> <\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Taupymo galimybi\u0173 yra visiems<\/h3>\n\n\n\n<p>Neleiskite, kad infliacija pama\u017eu ma\u017eint\u0173 j\u016bs\u0173 santaupas, ir statykite ant \u0161iandienos taupymo galimybi\u0173. Pasirinkite produkt\u0105, kuris <em>atitikti vis\u0173 pirma rizikos, vertinimo ir susijusi\u0173 klausim\u0173 po\u017ei\u016briu.<\/em>. Taupykite juodai dienai ir auginkite savo finansus.<\/p>","protected":false},"excerpt":{"rendered":"<p>Taupymo galimybi\u0173 \u0161iandien tikrai daug, tereikia pasirinkti. Jei dar nesate visi\u0161kai susi\u017eav\u0117j\u0119 taupymu, pats laikas prad\u0117ti apie tai galvoti. Bendras taupymo s\u0105vokos apibr\u0117\u017eimas yra gana paprastas. Tai veikla, kurios metu sukaupiamos santaupos, kurias galima panaudoti bet kam. \u017dinoma, taupydami galite rinktis ir m\u0117gautis ... <\/p>","protected":false},"author":2,"featured_media":779,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[461,594,554,612,597,615,613,600,614,433],"class_list":["post-777","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-akcie","tag-dluhopisy","tag-investice","tag-moznosti-sporeni","tag-podilove-fondy","tag-pojisteni","tag-sporeni","tag-sporici-ucet","tag-terminovany-vklad","tag-uspory"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mo\u017enosti spo\u0159en\u00ed, kter\u00e9 se vyplat\u00ed - REGBU.COM<\/title>\n<meta name=\"description\" content=\"Sou\u010dasn\u00fd trh nab\u00edz\u00ed odli\u0161n\u00e9 mo\u017enosti spo\u0159en\u00ed. 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Galite rinktis tiek ma\u017eiau, tiek daugiau rizikingus l\u0117\u0161\u0173 investavimo variantus.","breadcrumb":{"@id":"https:\/\/regbu.com\/moznosti-sporeni-ktere-se-vyplati\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/regbu.com\/moznosti-sporeni-ktere-se-vyplati\/#faq-question-1683894584749"},{"@id":"https:\/\/regbu.com\/moznosti-sporeni-ktere-se-vyplati\/#faq-question-1683894593702"},{"@id":"https:\/\/regbu.com\/moznosti-sporeni-ktere-se-vyplati\/#faq-question-1683894603020"},{"@id":"https:\/\/regbu.com\/moznosti-sporeni-ktere-se-vyplati\/#faq-question-1683894615485"},{"@id":"https:\/\/regbu.com\/moznosti-sporeni-ktere-se-vyplati\/#faq-question-1683894623967"}],"inLanguage":"lt-LT","potentialAction":[{"@type":"ReadAction","target":["https:\/\/regbu.com\/moznosti-sporeni-ktere-se-vyplati\/"]}]},{"@type":"ImageObject","inLanguage":"lt-LT","@id":"https:\/\/regbu.com\/moznosti-sporeni-ktere-se-vyplati\/#primaryimage","url":"https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/moznosti-sporeni-ktere-se-vyplati.jpg","contentUrl":"https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/moznosti-sporeni-ktere-se-vyplati.jpg","width":1200,"height":687,"caption":"Mo\u017enosti spo\u0159en\u00ed, kter\u00e9 se vyplat\u00ed"},{"@type":"BreadcrumbList","@id":"https:\/\/regbu.com\/moznosti-sporeni-ktere-se-vyplati\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/regbu.com\/en\/"},{"@type":"ListItem","position":2,"name":"Mo\u017enosti spo\u0159en\u00ed, kter\u00e9 se vyplat\u00ed"}]},{"@type":"WebSite","@id":"https:\/\/regbu.com\/en\/#website","url":"https:\/\/regbu.com\/en\/","name":"REGBU.COM","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/regbu.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"lt-LT"},{"@type":"Person","@id":"https:\/\/regbu.com\/en\/#\/schema\/person\/94ea9deda2629771b8a9ced002f6784e","name":"George'as Martinas","url":"https:\/\/regbu.com\/lt\/author\/george-martin\/"},{"@type":"Question","@id":"https:\/\/regbu.com\/moznosti-sporeni-ktere-se-vyplati\/#faq-question-1683894584749","position":1,"url":"https:\/\/regbu.com\/moznosti-sporeni-ktere-se-vyplati\/#faq-question-1683894584749","name":"Ar su kaupimo santaupomis susij\u0119s fiksavimo laikotarpis?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Ano, stavebn\u00ed spo\u0159en\u00ed je uzav\u00edr\u00e1no minim\u00e1ln\u011b na dobu \u0161esti, abyste mohli pln\u011b vyu\u017e\u00edt v\u0161ech jeho benefit\u016f. 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Spo\u0159ic\u00ed \u00fa\u010det inflaci nikdy nep\u0159ekon\u00e1.","inLanguage":"lt-LT"},"inLanguage":"lt-LT"},{"@type":"Question","@id":"https:\/\/regbu.com\/moznosti-sporeni-ktere-se-vyplati\/#faq-question-1683894603020","position":3,"url":"https:\/\/regbu.com\/moznosti-sporeni-ktere-se-vyplati\/#faq-question-1683894603020","name":"Kaip atsidaryti taupom\u0105j\u0105 s\u0105skait\u0105?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Sou\u010dasn\u00e1 doba nab\u00edz\u00ed jednoduch\u00e1 a modern\u00ed \u0159e\u0161en\u00ed zalo\u017een\u00ed spo\u0159ic\u00edho \u00fa\u010dtu. U sv\u00e9 banky to m\u016f\u017eete prov\u00e9st skrze internetov\u00e9 bankovnictv\u00ed. Jin\u00e9 zase nab\u00edz\u00ed vy\u0159\u00edzen\u00ed s pomoc\u00ed online \u017e\u00e1dosti. 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