{"id":777,"date":"2023-05-12T14:39:07","date_gmt":"2023-05-12T12:39:07","guid":{"rendered":"https:\/\/regbu.com\/?p=777"},"modified":"2025-09-05T07:42:39","modified_gmt":"2025-09-05T05:42:39","slug":"moznosti-sporeni-ktere-se-vyplati","status":"publish","type":"post","link":"https:\/\/regbu.com\/et\/options-solutions-that-pay\/","title":{"rendered":"S\u00e4\u00e4stuv\u00f5imalused, mis tasuvad end \u00e4ra"},"content":{"rendered":"<p>S\u00e4\u00e4stuv\u00f5imalused on t\u00e4nap\u00e4eval t\u00f5esti rikkalikud ja sa pead lihtsalt valima. Kui te pole veel t\u00e4ielikult s\u00e4\u00e4stmisest vaimustunud, on viimane aeg hakata selle peale m\u00f5tlema. S\u00e4\u00e4stmise m\u00f5iste \u00fcldine m\u00e4\u00e4ratlus on \u00fcsna lihtne. See on tegevus, mille k\u00e4igus <strong>tehakse kokkuhoidu, mida saab kasutada milleks tahes<\/strong>.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Rahalise kokkuhoiu loomine<\/li>\n\n\n\n<li>Varade hindamine<\/li>\n\n\n\n<li>Kapitali kaasamine<\/li>\n<\/ul>\n\n\n\n<p>Loomulikult saate kokkuhoiu abil valida ja nautida erinevaid v\u00f5imalusi. On mitmeid tooteid, mis aitavad teil saavutada soovitud tunnustust. S\u00e4\u00e4stmisv\u00f5imalused on \u00fchelt poolt turvalised, madalad ja konservatiivsed ning teiselt poolt kasumlikud ja riskantsed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Hoiustamiskontod kui absoluutne p\u00f5hikapital<\/h2>\n\n\n\n<p>Kui olete riskikartlik ja turvalisust hoidev inimene, on hoiukontod teie jaoks ideaalne valik. <em>Need s\u00e4\u00e4stmisv\u00f5imalused ei teeni teile nii palju<\/em>teisest k\u00fcljest ei pea te oma rahaasjade p\u00e4rast muretsema. Hoiukontode kasuks r\u00e4\u00e4gib mitu olulist eelist, mida me teile n\u00fc\u00fcd tutvustame.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Teema<\/strong><\/td><td><strong>V\u00e4\u00e4rtus<\/strong><\/td><\/tr><tr><td>Tasu<\/td><td>Tavaliselt null<\/td><\/tr><tr><td>Raha k\u00e4itlemine<\/td><td>Kiire ja paindlik<\/td><\/tr><tr><td>Kindlustus<\/td><td>Kuni 100 000 eurot<\/td><\/tr><tr><td>Hinnangu suurus<\/td><td>Madalad \u00fchikuprotsendid<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Levinud ja k\u00e4ttesaadavad s\u00e4\u00e4stmisv\u00f5imalused h\u00f5lmavad enamiku pangandusettev\u00f5tete pakutavaid s\u00e4\u00e4stukontosid.<\/figcaption><\/figure>\n\n\n\n<p>S\u00e4\u00e4stukontoga ei pruugi te nii palju teenida, kuid v\u00f5ite olla kindel, et te ei kaota oma raha. Selliseid s\u00e4\u00e4stmisv\u00f5imalusi otsivad k\u00f5ik p\u00f5lvkonnad. V\u00f5ib-olla ka seet\u00f5ttu, et enamik panku pakub hoiukontot tavalise pangakonto tasuta osana.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Hoiukonto puudused<\/h3>\n\n\n\n<p>Tuleb m\u00e4rkida, et s\u00e4\u00e4stukontot seostatakse eelk\u00f5ige ainult plussidega. Miinuste hulka v\u00f5ib ehk lisada ainult madalama intressim\u00e4\u00e4ra. <strong>Riskid ja ohutus<\/strong> on seega t\u00e4iesti tasakaalustatud ja s\u00f5ltuvad teie valikust. Kuigi need on pigem erandid, julgustavad m\u00f5ned pangad hoiukontode loomist klassikalise konto avamisega.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>S\u00e4\u00e4stukontot kasutatakse eelk\u00f5ige teie rahaliste vahendite v\u00e4\u00e4rtustamiseks. Seet\u00f5ttu ei tehta sellelt tavaliselt erimakseid otsekorralduste, p\u00fcsikorralduste jne kujul. <\/p>\n<cite>William S., pangat\u00f6\u00f6taja.<\/cite><\/blockquote>\n\n\n\n<p>S\u00e4\u00e4stukontode kohta ei saa ilmselt midagi muud \u00f6elda. Nende puhul ei ole isegi lukustusperioodi, seega on raha sisuliselt kohe teie k\u00e4sutuses ja te v\u00f5ite seda k\u00e4sutada nii, nagu soovite.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"577\" src=\"https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/sporeni-penez-1024x577.jpg\" alt=\"\" class=\"wp-image-780\" srcset=\"https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/sporeni-penez-1024x577.jpg 1024w, https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/sporeni-penez-300x169.jpg 300w, https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/sporeni-penez-768x433.jpg 768w, https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/sporeni-penez-18x10.jpg 18w, https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/sporeni-penez.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">S\u00e4\u00e4stmisv\u00f5imalused, st raha v\u00e4\u00e4rtustamine ja kapitali suurendamine erinevatel viisidel.<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">S\u00e4\u00e4stmisv\u00f5imalused - T\u00e4htajalised hoiused<\/h2>\n\n\n\n<p>Loomulikult on olemas alternatiivsed s\u00e4\u00e4stmisv\u00f5imalused. T\u00fc\u00fcpiline n\u00e4ide on t\u00e4htajalised hoiused ehk nn t\u00e4htajalised kontod. Selle fraasi t\u00e4hendus paljastab palju. <em>See on spetsiaalne pangakonto, mis on m\u00f5eldud ainult raha v\u00e4\u00e4rtustamiseks.<\/em>. Siiski erineb see hoiukontost m\u00f5ne p\u00f5hilise asjaolu poolest.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fikseeritud intress nii kaua, kui raha on hoiustatud.<\/li>\n\n\n\n<li>Raha ei saa v\u00f5\u00f5randada<\/li>\n\n\n\n<li>Erinevad t\u00e4htajalised hoiused<\/li>\n<\/ul>\n\n\n\n<p>Kuigi t\u00e4htajalised hoiused pakuvad paremat v\u00e4\u00e4rtuse kasvu kui hoiukontod, ei saa te raha k\u00e4sutada. Tavaliselt maksate ennet\u00e4htaegse v\u00e4ljav\u00f5tmise eest tasu. Seega on nendel s\u00e4\u00e4stmisv\u00f5imalustel erinevad tingimused, mis v\u00f5ivad olla m\u00f5nele inimesele kasulikud, kuid teistele mitte.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Pensionis\u00e4\u00e4stud on teine v\u00f5imalus<\/h3>\n\n\n\n<p>S\u00e4\u00e4stmisv\u00f5imalused h\u00f5lmavad ka pensionikindlustust. See on sisuliselt s\u00e4\u00e4stmine pensionip\u00f5lveks. See toimub riigi abiga ja seega riigi sissemaksega. Pensionis\u00e4\u00e4stmine h\u00f5lmab ka maksus\u00e4\u00e4stu, v\u00f5imalust pensionieelseks v\u00f5i <strong>t\u00f6\u00f6andja sissemaksed<\/strong>. T\u00e4iendava pensionikindlustuse populaarsust n\u00e4itab allj\u00e4rgnev tabel koos ajalooliste andmetega selle toote raames hallatavate vahendite mahu kohta T\u0161ehhi Vabariigis.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Aasta<\/strong><\/td><td><strong>Maht miljardites kroonides<\/strong><\/td><\/tr><tr><td>2007<\/td><td>162 104<\/td><\/tr><tr><td>2013<\/td><td>280 688<\/td><\/tr><tr><td>2017<\/td><td>383 945<\/td><\/tr><tr><td>2019<\/td><td>427 017<\/td><\/tr><tr><td>2021<\/td><td>465 788<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Huvi t\u00e4iendava pensionikindlustuse vastu on T\u0161ehhi Vabariigis v\u00f5tnud erinevaid vorme.<\/figcaption><\/figure>\n\n\n\n<p>Teisest k\u00fcljest tuleb arvestada, et t\u00e4iendavad pensionid on \u00fcks v\u00e4iksema likviidsusega s\u00e4\u00e4stmisv\u00f5imalusi. Teil ei ole enam-v\u00e4hem mingit kontrolli selle \u00fcle, kuidas teie investeeritud raha investeeritakse, ja te maksate iga-aastase v\u00e4\u00e4rtuse kasvu pealt tasu.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">S\u00e4\u00e4stuv\u00f5imalused - Ehituss\u00e4\u00e4stud<\/h3>\n\n\n\n<p>Palju aastaid kiideti seda finantstoodet kui kindlat tagatist riigi toetuse ja piisava tasakaalu v\u00e4\u00e4rtustamise n\u00e4ol. Riikliku sissemakse j\u00e4rkj\u00e4rguline v\u00e4hendamine teeb sellest \u00fcsna huvitava tee eluasemelaenuks kasutatavale ehituss\u00e4\u00e4stufondi laenule.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Ehituss\u00e4\u00e4stud ei ole m\u00f5eldud mitte ainult raha v\u00e4\u00e4rtustamiseks, vaid ka v\u00f5imalus saada ehituss\u00e4\u00e4studest vahe- v\u00f5i tavalist laenu. <\/p>\n<cite>Emma S., finantsn\u00f5ustaja.<\/cite><\/blockquote>\n\n\n\n<p>See toode on eelk\u00f5ige m\u00f5eldud f\u00fc\u00fcsilistele isikutele, kelle alaline elukoht on T\u0161ehhi Vabariigis, sealhulgas Euroopa Liidu kodanikele, kellel on T\u0161ehhi Vabariigis elamisluba.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"578\" src=\"https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/uspory-v-prasatku-1024x578.jpg\" alt=\"\" class=\"wp-image-781\" srcset=\"https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/uspory-v-prasatku-1024x578.jpg 1024w, https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/uspory-v-prasatku-300x169.jpg 300w, https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/uspory-v-prasatku-768x433.jpg 768w, https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/uspory-v-prasatku-18x10.jpg 18w, https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/uspory-v-prasatku.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">S\u00e4\u00e4stud s\u00e4\u00e4stupangas ei kuulu kindlasti tulusate ja huvitavate investeerimisv\u00f5imaluste hulka.<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">S\u00e4\u00e4stmisv\u00f5imalused investeerimisfondides<\/h2>\n\n\n\n<p>Investeerimisfondid on seotud terminiga kollektiivne investeerimine. Sisuliselt on tegemist investorite varade kogumisega. See on siis <em>mida haldab kolmas isik<\/em>. Investoritena panete te raha konkreetsesse fondi. Seej\u00e4rel ostetakse teist t\u00fc\u00fcpi varasid.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>V\u00f5lakirjad<\/li>\n\n\n\n<li>Aktsiad<\/li>\n\n\n\n<li>Aktsiatunnistused<\/li>\n<\/ul>\n\n\n\n<p>Investeerimisfondide vormis s\u00e4\u00e4stmisv\u00f5imalused on tavaliselt seotud panga v\u00f5i muu asutusega, mille kaudu saate oma raha investeerida. Investeerimisfondide eeliste ja puuduste kohta saate lugeda j\u00e4rgmistest ridadest.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Investeerimisfondide liigid<\/h3>\n\n\n\n<p>Kui te otsustate oma raha investeerimisfondidesse paigutada, siis peaksite nende kohta v\u00f5imalikult palju teada saama. N\u00e4iteks, et <strong>investeerimisfondid liigitatakse varaklasside kaupa<\/strong>. Neid on mitu ja te n\u00e4ete neid allpool olevas tabelis.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Teema<\/strong><\/td><td><strong>V\u00e4\u00e4rtus<\/strong><\/td><\/tr><tr><td>Aktsiafondid<\/td><td>Aktsiad<\/td><\/tr><tr><td>V\u00f5lakirjafondid<\/td><td>V\u00f5lakirjad<\/td><\/tr><tr><td>Fondide fondid<\/td><td>Muud fondid<\/td><\/tr><tr><td>Segarahastud<\/td><td>Enamasti v\u00f5lakirjad<\/td><\/tr><tr><td>Toorainefondid<\/td><td>V\u00e4\u00e4rtpaberid<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Investeerimisv\u00f5imalused muude pangateenuste pakkujate konkreetsete toodete ja teenuste haldamisel.<\/figcaption><\/figure>\n\n\n\n<p>Et asi oleks veel hullem, v\u00f5ib investeerimisfondidele l\u00e4heneda ka strateegilisest vaatenurgast. Sellised s\u00e4\u00e4stmisv\u00f5imalused v\u00f5ivad olla konservatiivsed investeerimisfondid, tasakaalustatud investeerimisfondid ja agressiivsed investeerimisfondid.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Investeerimisfondide plussid ja miinused<\/h3>\n\n\n\n<p>Eelised ja positiivsed k\u00fcljed on kindlasti j\u00e4rgmised <em>sellise investeeringu haldamisel kokkuhoitud aeg<\/em>. V\u00f5ite jaotada oma vahendeid peamiselt oma riskitaluvuse alusel. Lisaks sellele on investeerimisfondid ideaalsed ka v\u00e4iksematele investoritele.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Selliseid s\u00e4\u00e4stuv\u00f5imalusi on palju. Teisest k\u00fcljest tuleb arvestada investeerimisfondide k\u00f5rgemaid algkulusid. <\/p>\n<cite>Mike S., finantsn\u00f5ustaja.<\/cite><\/blockquote>\n\n\n\n<p>Selleks, et mitte ainult kiita investeerimisfonde, on \u00f5ige mainida v\u00e4hem paindlikkust. Samas tuleb meeles pidada, et koos kasumi suurusega kaasneb ka riskitasand. Just seet\u00f5ttu ei ole investeerimisfondid m\u00f5eldud k\u00f5igile.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/penize-uschovane-v-obalce-1024x576.jpg\" alt=\"\" class=\"wp-image-783\" srcset=\"https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/penize-uschovane-v-obalce-1024x576.jpg 1024w, https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/penize-uschovane-v-obalce-300x169.jpg 300w, https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/penize-uschovane-v-obalce-768x432.jpg 768w, https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/penize-uschovane-v-obalce-18x10.jpg 18w, https:\/\/regbu.com\/wp-content\/uploads\/2023\/05\/penize-uschovane-v-obalce.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u00c4rge p\u00fc\u00fcdke raha s\u00e4\u00e4sta, pannes selle \u00e4ra ja peites selle \u00fcmbrikusse ja padja alla.<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Muud s\u00e4\u00e4stmisv\u00f5imalused<\/h2>\n\n\n\n<p>Kui te \u00fctlete s\u00e4\u00e4stuv\u00f5imalused, v\u00f5ite m\u00f5elda m\u00f5nele muule tootele. N\u00e4iteks hoiuraamatud on ajalooline teema, mis on t\u00e4nap\u00e4eval oma atraktiivsust kaotanud. Peat\u00fckk iseenesest on ka <a href=\"https:\/\/regbu.com\/et\/kruptovaluutad-esitleb-uus-online-valuuta\/\"><strong>Kr\u00fcptovaluutad<\/strong><\/a>. Need kuuluvad siiski riskantsemate investeeringute hulka ja n\u00f5uavad kindlasti teadmisi selle segmendi kohta.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Korduma kippuvad k\u00fcsimused ja vastused<\/h3>\n\n\n\n<p>N\u00fc\u00fcd te teate, et raha s\u00e4\u00e4stmise v\u00f5imalused on t\u00f5esti mitmekesised ja iga\u00fchele on midagi. Kui <strong>erinevatest s\u00e4\u00e4stmis- ja investeerimisviisidest<\/strong> soovite rohkem teada, lugege j\u00e4rgmisi k\u00fcsimusi ja vastuseid. Need v\u00f5ivad aidata teil teha paremaid otsuseid oma s\u00e4\u00e4stude v\u00e4\u00e4rtuse kohta.<\/p>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1683894584749\"><strong class=\"schema-faq-question\">Kas s\u00e4\u00e4stude kogumisega on seotud kindlusperiood?<\/strong> <p class=\"schema-faq-answer\">Jah, ehituss\u00e4\u00e4stud v\u00f5etakse v\u00e4lja v\u00e4hemalt kuueks kuuks, et saaksite k\u00f5iki eeliseid t\u00e4ielikult \u00e4ra kasutada. Kui te enne seda katkestate, kaotate mitte ainult riikliku toetuse, vaid ka trahvikulud.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1683894593702\"><strong class=\"schema-faq-question\">Kas s\u00e4\u00e4stukontod \u00fcletavad inflatsiooni?<\/strong> <p class=\"schema-faq-answer\">Kahjuks mitte. S\u00e4\u00e4stukontod on konservatiivne viis oma raha v\u00e4\u00e4rtustamiseks. Siiski on need paremad, kui lasta raha t\u00fclli istuda arvelduskontol ja vaadata, kuidas see oma v\u00e4\u00e4rtust kaotab. S\u00e4\u00e4stukonto ei suuda kunagi inflatsiooni \u00fcletada.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1683894603020\"><strong class=\"schema-faq-question\">Kuidas saan avada hoiukonto?<\/strong> <p class=\"schema-faq-answer\">Praegune ajastu pakub lihtsaid ja kaasaegseid lahendusi hoiukonto avamiseks. Seda saate teha oma pangas internetipanga kaudu. Teised pakuvad t\u00f6\u00f6tlemist veebip\u00f5hise taotluse abil. Nii ei pea te pangafirma filiaali minema.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1683894615485\"><strong class=\"schema-faq-question\">Kui pikk on t\u00e4htajalise hoiuse kohustusperiood?<\/strong> <p class=\"schema-faq-answer\">Seda t\u00fc\u00fcpi kontol on enamasti mitme kuu pikkune v\u00f5i \u00fche-, kahe-, kolme-, viie- ja k\u00fcmneaastane kohustusperiood.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1683894623967\"><strong class=\"schema-faq-question\">Kas praegused s\u00e4\u00e4stmisv\u00f5imalused pakuvad v\u00f5imalust inflatsiooni \u00fcletamiseks?<\/strong> <p class=\"schema-faq-answer\">Jah, kuid see eeldab, et samaaegselt kasutatakse mitut riskitoodet.<\/p> <\/div> <\/div>\n\n\n\n<h3 class=\"wp-block-heading\">S\u00e4\u00e4stuv\u00f5imalusi on k\u00f5igile<\/h3>\n\n\n\n<p>\u00c4rge laske inflatsioonil aeglaselt oma s\u00e4\u00e4ste \u00e4ra s\u00fc\u00fca ja panustage t\u00e4nastele s\u00e4\u00e4stmisv\u00f5imalustele. Valige toode, mis <em>sobivad eelk\u00f5ige riskide, hindamise ja sellega seotud k\u00fcsimuste osas<\/em>. S\u00e4\u00e4stke paha p\u00e4eva jaoks ja kasvatage oma rahalisi vahendeid.<\/p>","protected":false},"excerpt":{"rendered":"<p>S\u00e4\u00e4stuv\u00f5imalusi on t\u00e4nap\u00e4eval t\u00f5esti palju ja sa pead lihtsalt valima. Kui te pole veel t\u00e4ielikult s\u00e4\u00e4stmisest vaimustunud, on viimane aeg hakata selle peale m\u00f5tlema. S\u00e4\u00e4stmise m\u00f5iste \u00fcldine m\u00e4\u00e4ratlus on \u00fcsna lihtne. See on tegevus, mis tekitab s\u00e4\u00e4ste, mida saab kasutada milleks tahes. Loomulikult saab s\u00e4\u00e4stmisega valida ja hellitada ... <\/p>","protected":false},"author":2,"featured_media":779,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[461,594,554,612,597,615,613,600,614,433],"class_list":["post-777","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-akcie","tag-dluhopisy","tag-investice","tag-moznosti-sporeni","tag-podilove-fondy","tag-pojisteni","tag-sporeni","tag-sporici-ucet","tag-terminovany-vklad","tag-uspory"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mo\u017enosti spo\u0159en\u00ed, kter\u00e9 se vyplat\u00ed - REGBU.COM<\/title>\n<meta name=\"description\" content=\"Sou\u010dasn\u00fd trh nab\u00edz\u00ed odli\u0161n\u00e9 mo\u017enosti spo\u0159en\u00ed. 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Pokud byste ho zru\u0161ili d\u0159\u00edve, p\u0159ijdete nejenom o statn\u00ed podporu, ale budete se pot\u00fdkat i se sank\u010dn\u00edmi poplatky.","inLanguage":"et"},"inLanguage":"et"},{"@type":"Question","@id":"https:\/\/regbu.com\/moznosti-sporeni-ktere-se-vyplati\/#faq-question-1683894593702","position":2,"url":"https:\/\/regbu.com\/moznosti-sporeni-ktere-se-vyplati\/#faq-question-1683894593702","name":"Kas s\u00e4\u00e4stukontod \u00fcletavad inflatsiooni?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Bohu\u017eel nikoliv. Spo\u0159ic\u00ed \u00fa\u010dty jsou konzervativn\u00edm zp\u016fsobem zhodnocen\u00ed pen\u011b\u017en\u00edch prost\u0159edk\u016f. Jsou v\u0161ak lep\u0161\u00ed, ne\u017e nechat le\u017eet pen\u00edze ladem na b\u011b\u017en\u00e9m \u00fa\u010dtu a d\u00edvat se na ztr\u00e1tu jejich hodnoty. Spo\u0159ic\u00ed \u00fa\u010det inflaci nikdy nep\u0159ekon\u00e1.","inLanguage":"et"},"inLanguage":"et"},{"@type":"Question","@id":"https:\/\/regbu.com\/moznosti-sporeni-ktere-se-vyplati\/#faq-question-1683894603020","position":3,"url":"https:\/\/regbu.com\/moznosti-sporeni-ktere-se-vyplati\/#faq-question-1683894603020","name":"Kuidas saan avada hoiukonto?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Sou\u010dasn\u00e1 doba nab\u00edz\u00ed jednoduch\u00e1 a modern\u00ed \u0159e\u0161en\u00ed zalo\u017een\u00ed spo\u0159ic\u00edho \u00fa\u010dtu. U sv\u00e9 banky to m\u016f\u017eete prov\u00e9st skrze internetov\u00e9 bankovnictv\u00ed. Jin\u00e9 zase nab\u00edz\u00ed vy\u0159\u00edzen\u00ed s pomoc\u00ed online \u017e\u00e1dosti. Nemus\u00edte tak chodit na pobo\u010dku bankovn\u00ed spole\u010dnosti.","inLanguage":"et"},"inLanguage":"et"},{"@type":"Question","@id":"https:\/\/regbu.com\/moznosti-sporeni-ktere-se-vyplati\/#faq-question-1683894615485","position":4,"url":"https:\/\/regbu.com\/moznosti-sporeni-ktere-se-vyplati\/#faq-question-1683894615485","name":"Kui pikk on t\u00e4htajalise hoiuse kohustusperiood?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"U tohoto typu \u00fa\u010dtu se nej\u010dast\u011bji setk\u00e1te s v\u00e1zac\u00ed dobou na n\u011bkolik m\u011bs\u00edc\u016f, pop\u0159\u00edpad\u011b na rok, dva, t\u0159i, p\u011bt a deset let.","inLanguage":"et"},"inLanguage":"et"},{"@type":"Question","@id":"https:\/\/regbu.com\/moznosti-sporeni-ktere-se-vyplati\/#faq-question-1683894623967","position":5,"url":"https:\/\/regbu.com\/moznosti-sporeni-ktere-se-vyplati\/#faq-question-1683894623967","name":"Kas praegused s\u00e4\u00e4stmisv\u00f5imalused pakuvad v\u00f5imalust inflatsiooni \u00fcletamiseks?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Ano, plat\u00ed to v\u0161ak za p\u0159edpokladu vyu\u017eit\u00ed v\u00edce rizikov\u00fdch produkt\u016f nar\u00e1z.","inLanguage":"et"},"inLanguage":"et"}]}},"_links":{"self":[{"href":"https:\/\/regbu.com\/et\/wp-json\/wp\/v2\/posts\/777","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/regbu.com\/et\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/regbu.com\/et\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/regbu.com\/et\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/regbu.com\/et\/wp-json\/wp\/v2\/comments?post=777"}],"version-history":[{"count":3,"href":"https:\/\/regbu.com\/et\/wp-json\/wp\/v2\/posts\/777\/revisions"}],"predecessor-version":[{"id":785,"href":"https:\/\/regbu.com\/et\/wp-json\/wp\/v2\/posts\/777\/revisions\/785"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/regbu.com\/et\/wp-json\/wp\/v2\/media\/779"}],"wp:attachment":[{"href":"https:\/\/regbu.com\/et\/wp-json\/wp\/v2\/media?parent=777"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/regbu.com\/et\/wp-json\/wp\/v2\/categories?post=777"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/regbu.com\/et\/wp-json\/wp\/v2\/tags?post=777"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}