{"id":1054,"date":"2023-07-15T11:25:10","date_gmt":"2023-07-15T09:25:10","guid":{"rendered":"https:\/\/regbu.com\/?p=1054"},"modified":"2025-09-05T07:41:23","modified_gmt":"2025-09-05T05:41:23","slug":"druhy-pujcek-vyznejte-se-v-nich","status":"publish","type":"post","link":"https:\/\/regbu.com\/es\/tipos-de-prestamos-informese-sobre-ellos\/","title":{"rendered":"Tipos de pr\u00e9stamos - Con\u00f3zcalos"},"content":{"rendered":"<p>Los tipos de pr\u00e9stamos literalmente no conocen l\u00edmites, al igual que <strong><a href=\"https:\/\/regbu.com\/es\/fondos-de-inversion-y-su-funcionamiento\/\">fondos de inversi\u00f3n<\/a><\/strong>. Puede pedir dinero prestado tanto a bancos como a empresas no bancarias. Sin embargo, esto es s\u00f3lo la base misma de la divisi\u00f3n real de los pr\u00e9stamos pueden ser abordados sobre la base de diferentes criterios.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Seg\u00fan la garant\u00eda<\/li>\n\n\n\n<li>Seg\u00fan el salario<\/li>\n\n\n\n<li>Seg\u00fan la finalidad<\/li>\n<\/ul>\n\n\n\n<p>Si est\u00e1 interesado en pedir un pr\u00e9stamo para un art\u00edculo concreto, sin duda merece la pena conocer sus opciones de pr\u00e9stamo. A continuaci\u00f3n le presentamos con m\u00e1s detalle los distintos tipos de pr\u00e9stamos.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Cr\u00e9dito al consumo y otros<\/h2>\n\n\n\n<p>Los tipos de pr\u00e9stamos m\u00e1s conocidos son sin duda <strong>pr\u00e9stamos al consumo<\/strong>. Pueden ser en efectivo o no. Depende de lo que prefieras. Le conviene m\u00e1s disponer de efectivo en mano o de una cuenta bancaria. Dentro de los pr\u00e9stamos al consumo, encontrar\u00e1 dos categor\u00edas. Los pr\u00e9stamos con finalidad espec\u00edfica y los pr\u00e9stamos sin finalidad espec\u00edfica. El leasing es otro producto financiero.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Tipo de arrendamiento<\/strong><\/td><td><strong>Informaci\u00f3n<\/strong><\/td><\/tr><tr><td>Arrendamiento financiero<\/td><td>No paga el importe total<\/td><\/tr><tr><td>Arrendamiento operativo<\/td><td>El coche no es tuyo<\/td><\/tr><tr><td>Leaseback<\/td><td>Se devuelve gradualmente<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Informaci\u00f3n m\u00e1s detallada sobre arrendamientos.<\/figcaption><\/figure>\n\n\n\n<p>El leasing se utiliza sobre todo en la financiaci\u00f3n de veh\u00edculos. Est\u00e1 disponible no s\u00f3lo para entidades comerciales, sino tambi\u00e9n para particulares, entre los que est\u00e1 experimentando un cierto auge.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Otros tipos de pr\u00e9stamos<\/h3>\n\n\n\n<p>En el contexto de los pr\u00e9stamos convencionales, ver\u00e1, por ejemplo <em>con posibilidad de descubierto<\/em>. El descubierto forma parte de la cuenta bancaria y permite disponer del negativo. Su rama imaginaria es una tarjeta de cr\u00e9dito vinculada a un periodo sin intereses. Si se sabe utilizar, se convierte en una herramienta muy pr\u00e1ctica. Las cl\u00e1sicas compras en rodajas tambi\u00e9n pueden incluirse en esta lista.<\/p>\n\n\n\n<p>En <strong>los tipos de pr\u00e9stamos m\u00e1s populares<\/strong> incluyen las que pueden utilizarse para financiar su propia vivienda. La base de todo es, sin duda, la hipoteca, que puede tener su ramificaci\u00f3n en forma de hipoteca americana. Con ella, usted tiene la seguridad de que el dinero prestado no se va a utilizar s\u00f3lo para la vivienda, sino para cualquier otra cosa. El mayor competidor de los pr\u00e9stamos hipotecarios son los pr\u00e9stamos de la sociedad de construcci\u00f3n. Adem\u00e1s del normal, tambi\u00e9n encontrar\u00e1s un pr\u00e9stamo puente cuando no re\u00fanas todas las condiciones para obtener el normal.<\/p>\n\n\n\n<p>Tampoco hay que olvidar los pr\u00e9stamos populares. En el segmento no bancario, est\u00e1n representados los microcr\u00e9ditos de apenas unos cientos a mil coronas.<\/p>","protected":false},"excerpt":{"rendered":"<p>Los tipos de pr\u00e9stamos literalmente no conocen l\u00edmites, al igual que los fondos de inversi\u00f3n. Se puede pedir dinero prestado tanto a empresas bancarias como no bancarias. Sin embargo, \u00e9sta es s\u00f3lo la base de la divisi\u00f3n real de los pr\u00e9stamos, a los que se puede acceder en funci\u00f3n de diferentes criterios. Si est\u00e1s interesado en pedir un pr\u00e9stamo para una cosa espec\u00edfica, definitivamente vale la pena conocer las opciones del segmento de pr\u00e9stamos. A ... <\/p>","protected":false},"author":2,"featured_media":1055,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[1125,1123,649,625,647,1126,648,650,618,1124],"class_list":["post-1054","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-americka-hypoteka","tag-druhy-pujcek","tag-financni-leasing","tag-hypoteka","tag-leasing","tag-mikropujcky","tag-operativni-leasing","tag-pujcka","tag-pujcky","tag-spotrebitelska-pujcka"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Druhy p\u016fj\u010dek \u2013 Vyznejte se v\u00a0nich - REGBU.COM<\/title>\n<meta name=\"description\" content=\"Zn\u00e1te b\u011b\u017en\u00e9 druhy p\u016fj\u010dek? Poznejte je do detailu, d\u00edky \u010demu\u017e si pak zvol\u00edte tu, o kterou opravdu stoj\u00edte a pom\u016f\u017ee V\u00e1m.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/regbu.com\/es\/tipos-de-prestamos-informese-sobre-ellos\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Druhy p\u016fj\u010dek \u2013 Vyznejte se v\u00a0nich - REGBU.COM\" \/>\n<meta property=\"og:description\" content=\"Zn\u00e1te b\u011b\u017en\u00e9 druhy p\u016fj\u010dek? Poznejte je do detailu, d\u00edky \u010demu\u017e si pak zvol\u00edte tu, o kterou opravdu stoj\u00edte a pom\u016f\u017ee V\u00e1m.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/regbu.com\/es\/tipos-de-prestamos-informese-sobre-ellos\/\" \/>\n<meta property=\"og:site_name\" content=\"REGBU.COM\" \/>\n<meta property=\"article:published_time\" content=\"2023-07-15T09:25:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-05T05:41:23+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/regbu.com\/wp-content\/uploads\/2023\/07\/druhy-pujcek-vyznejte-se-v-nich.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"679\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"George Martin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"George Martin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/regbu.com\\\/es\\\/tipos-de-prestamos-informese-sobre-ellos\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/regbu.com\\\/es\\\/tipos-de-prestamos-informese-sobre-ellos\\\/\"},\"author\":{\"name\":\"George Martin\",\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/#\\\/schema\\\/person\\\/94ea9deda2629771b8a9ced002f6784e\"},\"headline\":\"Druhy p\u016fj\u010dek \u2013 Vyznejte se v\u00a0nich\",\"datePublished\":\"2023-07-15T09:25:10+00:00\",\"dateModified\":\"2025-09-05T05:41:23+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/regbu.com\\\/es\\\/tipos-de-prestamos-informese-sobre-ellos\\\/\"},\"wordCount\":515,\"image\":{\"@id\":\"https:\\\/\\\/regbu.com\\\/es\\\/tipos-de-prestamos-informese-sobre-ellos\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/regbu.com\\\/wp-content\\\/uploads\\\/2023\\\/07\\\/druhy-pujcek-vyznejte-se-v-nich.jpg\",\"keywords\":[\"americk\u00e1 hypot\u00e9ka\",\"druhy p\u016fj\u010dek\",\"finan\u010dn\u00ed leasing\",\"hypot\u00e9ka\",\"leasing\",\"mikrop\u016fj\u010dky\",\"operativn\u00ed leasing\",\"p\u016fj\u010dka\",\"p\u016fj\u010dky\",\"spot\u0159ebitelsk\u00e1 p\u016fj\u010dka\"],\"articleSection\":[\"Finance\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/regbu.com\\\/es\\\/tipos-de-prestamos-informese-sobre-ellos\\\/\",\"url\":\"https:\\\/\\\/regbu.com\\\/es\\\/tipos-de-prestamos-informese-sobre-ellos\\\/\",\"name\":\"Druhy p\u016fj\u010dek \u2013 Vyznejte se v\u00a0nich - REGBU.COM\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/regbu.com\\\/es\\\/tipos-de-prestamos-informese-sobre-ellos\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/regbu.com\\\/es\\\/tipos-de-prestamos-informese-sobre-ellos\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/regbu.com\\\/wp-content\\\/uploads\\\/2023\\\/07\\\/druhy-pujcek-vyznejte-se-v-nich.jpg\",\"datePublished\":\"2023-07-15T09:25:10+00:00\",\"dateModified\":\"2025-09-05T05:41:23+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/#\\\/schema\\\/person\\\/94ea9deda2629771b8a9ced002f6784e\"},\"description\":\"Zn\u00e1te b\u011b\u017en\u00e9 druhy p\u016fj\u010dek? Poznejte je do detailu, d\u00edky \u010demu\u017e si pak zvol\u00edte tu, o kterou opravdu stoj\u00edte a pom\u016f\u017ee V\u00e1m.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/regbu.com\\\/es\\\/tipos-de-prestamos-informese-sobre-ellos\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/regbu.com\\\/es\\\/tipos-de-prestamos-informese-sobre-ellos\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/regbu.com\\\/es\\\/tipos-de-prestamos-informese-sobre-ellos\\\/#primaryimage\",\"url\":\"https:\\\/\\\/regbu.com\\\/wp-content\\\/uploads\\\/2023\\\/07\\\/druhy-pujcek-vyznejte-se-v-nich.jpg\",\"contentUrl\":\"https:\\\/\\\/regbu.com\\\/wp-content\\\/uploads\\\/2023\\\/07\\\/druhy-pujcek-vyznejte-se-v-nich.jpg\",\"width\":1200,\"height\":679,\"caption\":\"Druhy p\u016fj\u010dek \u2013 Vyznejte se v nich\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/regbu.com\\\/es\\\/tipos-de-prestamos-informese-sobre-ellos\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/regbu.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Druhy p\u016fj\u010dek \u2013 Vyznejte se v\u00a0nich\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/regbu.com\\\/en\\\/\",\"name\":\"REGBU.COM\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/regbu.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/#\\\/schema\\\/person\\\/94ea9deda2629771b8a9ced002f6784e\",\"name\":\"George Martin\",\"url\":\"https:\\\/\\\/regbu.com\\\/es\\\/author\\\/george-martin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Tipos de pr\u00e9stamos - Con\u00f3celos - REGBU.COM","description":"\u00bfConoces los tipos de pr\u00e9stamos m\u00e1s comunes? Con\u00f3celos en detalle para poder elegir el que realmente te interesa y te ayuda.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/regbu.com\/es\/tipos-de-prestamos-informese-sobre-ellos\/","og_locale":"es_ES","og_type":"article","og_title":"Druhy p\u016fj\u010dek \u2013 Vyznejte se v\u00a0nich - REGBU.COM","og_description":"Zn\u00e1te b\u011b\u017en\u00e9 druhy p\u016fj\u010dek? Poznejte je do detailu, d\u00edky \u010demu\u017e si pak zvol\u00edte tu, o kterou opravdu stoj\u00edte a pom\u016f\u017ee V\u00e1m.","og_url":"https:\/\/regbu.com\/es\/tipos-de-prestamos-informese-sobre-ellos\/","og_site_name":"REGBU.COM","article_published_time":"2023-07-15T09:25:10+00:00","article_modified_time":"2025-09-05T05:41:23+00:00","og_image":[{"width":1200,"height":679,"url":"https:\/\/regbu.com\/wp-content\/uploads\/2023\/07\/druhy-pujcek-vyznejte-se-v-nich.jpg","type":"image\/jpeg"}],"author":"George Martin","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"George Martin","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/regbu.com\/es\/tipos-de-prestamos-informese-sobre-ellos\/#article","isPartOf":{"@id":"https:\/\/regbu.com\/es\/tipos-de-prestamos-informese-sobre-ellos\/"},"author":{"name":"George Martin","@id":"https:\/\/regbu.com\/en\/#\/schema\/person\/94ea9deda2629771b8a9ced002f6784e"},"headline":"Druhy p\u016fj\u010dek \u2013 Vyznejte se v\u00a0nich","datePublished":"2023-07-15T09:25:10+00:00","dateModified":"2025-09-05T05:41:23+00:00","mainEntityOfPage":{"@id":"https:\/\/regbu.com\/es\/tipos-de-prestamos-informese-sobre-ellos\/"},"wordCount":515,"image":{"@id":"https:\/\/regbu.com\/es\/tipos-de-prestamos-informese-sobre-ellos\/#primaryimage"},"thumbnailUrl":"https:\/\/regbu.com\/wp-content\/uploads\/2023\/07\/druhy-pujcek-vyznejte-se-v-nich.jpg","keywords":["americk\u00e1 hypot\u00e9ka","druhy p\u016fj\u010dek","finan\u010dn\u00ed leasing","hypot\u00e9ka","leasing","mikrop\u016fj\u010dky","operativn\u00ed leasing","p\u016fj\u010dka","p\u016fj\u010dky","spot\u0159ebitelsk\u00e1 p\u016fj\u010dka"],"articleSection":["Finance"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/regbu.com\/es\/tipos-de-prestamos-informese-sobre-ellos\/","url":"https:\/\/regbu.com\/es\/tipos-de-prestamos-informese-sobre-ellos\/","name":"Tipos de pr\u00e9stamos - Con\u00f3celos - REGBU.COM","isPartOf":{"@id":"https:\/\/regbu.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/regbu.com\/es\/tipos-de-prestamos-informese-sobre-ellos\/#primaryimage"},"image":{"@id":"https:\/\/regbu.com\/es\/tipos-de-prestamos-informese-sobre-ellos\/#primaryimage"},"thumbnailUrl":"https:\/\/regbu.com\/wp-content\/uploads\/2023\/07\/druhy-pujcek-vyznejte-se-v-nich.jpg","datePublished":"2023-07-15T09:25:10+00:00","dateModified":"2025-09-05T05:41:23+00:00","author":{"@id":"https:\/\/regbu.com\/en\/#\/schema\/person\/94ea9deda2629771b8a9ced002f6784e"},"description":"\u00bfConoces los tipos de pr\u00e9stamos m\u00e1s comunes? Con\u00f3celos en detalle para poder elegir el que realmente te interesa y te ayuda.","breadcrumb":{"@id":"https:\/\/regbu.com\/es\/tipos-de-prestamos-informese-sobre-ellos\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/regbu.com\/es\/tipos-de-prestamos-informese-sobre-ellos\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/regbu.com\/es\/tipos-de-prestamos-informese-sobre-ellos\/#primaryimage","url":"https:\/\/regbu.com\/wp-content\/uploads\/2023\/07\/druhy-pujcek-vyznejte-se-v-nich.jpg","contentUrl":"https:\/\/regbu.com\/wp-content\/uploads\/2023\/07\/druhy-pujcek-vyznejte-se-v-nich.jpg","width":1200,"height":679,"caption":"Druhy p\u016fj\u010dek \u2013 Vyznejte se v nich"},{"@type":"BreadcrumbList","@id":"https:\/\/regbu.com\/es\/tipos-de-prestamos-informese-sobre-ellos\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/regbu.com\/en\/"},{"@type":"ListItem","position":2,"name":"Druhy p\u016fj\u010dek \u2013 Vyznejte se v\u00a0nich"}]},{"@type":"WebSite","@id":"https:\/\/regbu.com\/en\/#website","url":"https:\/\/regbu.com\/en\/","name":"REGBU.COM","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/regbu.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Person","@id":"https:\/\/regbu.com\/en\/#\/schema\/person\/94ea9deda2629771b8a9ced002f6784e","name":"George Martin","url":"https:\/\/regbu.com\/es\/author\/george-martin\/"}]}},"_links":{"self":[{"href":"https:\/\/regbu.com\/es\/wp-json\/wp\/v2\/posts\/1054","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/regbu.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/regbu.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/regbu.com\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/regbu.com\/es\/wp-json\/wp\/v2\/comments?post=1054"}],"version-history":[{"count":2,"href":"https:\/\/regbu.com\/es\/wp-json\/wp\/v2\/posts\/1054\/revisions"}],"predecessor-version":[{"id":1067,"href":"https:\/\/regbu.com\/es\/wp-json\/wp\/v2\/posts\/1054\/revisions\/1067"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/regbu.com\/es\/wp-json\/wp\/v2\/media\/1055"}],"wp:attachment":[{"href":"https:\/\/regbu.com\/es\/wp-json\/wp\/v2\/media?parent=1054"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/regbu.com\/es\/wp-json\/wp\/v2\/categories?post=1054"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/regbu.com\/es\/wp-json\/wp\/v2\/tags?post=1054"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}