{"id":416,"date":"2022-01-24T16:23:00","date_gmt":"2022-01-24T15:23:00","guid":{"rendered":"https:\/\/regbu.com\/?p=416"},"modified":"2025-09-05T07:42:52","modified_gmt":"2025-09-05T05:42:52","slug":"virtualni-platebni-karta-neni-klasicka-platebni-karta","status":"publish","type":"post","link":"https:\/\/regbu.com\/en\/virtual-payment-card-is-not-a-classic-payment-card\/","title":{"rendered":"A virtual payment card is not a traditional payment card"},"content":{"rendered":"<p>Thanks to modern technology, nowadays we can encounter a variety of payment tools, gadgets and systems. A typical example is <strong>virtual payment card<\/strong>which people often confuse with a traditional credit card. Whether it's debit or credit. However, the reality is completely different, as we will convince you in the following lines.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What is a virtual payment card?<\/h2>\n\n\n\n<p>First of all, it is necessary to explain the meaning of this word. A virtual payment card does not have this name for nothing. The term \"virtual\" reveals that <strong>it is not a physical payment card<\/strong>but the virtual one. Essentially you get the same thing as a credit card - card number, expiry date and security code. However, you can't use the card in the same way as a traditional one.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Important questions and answers<\/h3>\n\n\n\n<p><strong>With virtual payment cards<\/strong> Naturally, there are many different issues related to their use. We now bring you the essential answers. Find out everything you need to know about virtual payment cards.<\/p>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1623854851531\"><strong class=\"schema-faq-question\">What is the purpose of a virtual payment card?<\/strong> <p class=\"schema-faq-answer\">You can only use it to pay online. This means you can't use it to pay in a shop like you can with a traditional physical card.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1623854859283\"><strong class=\"schema-faq-question\">Are there any advantages to a virtual card?<\/strong> <p class=\"schema-faq-answer\">Yes, the inability to pay in the shop can be considered one of the pros. It is perceived as an alternative to a regular card, which for security reasons you do not want to use when paying online.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1623854866511\"><strong class=\"schema-faq-question\">Who is the virtual card provider?<\/strong> <p class=\"schema-faq-answer\">These are not only banking institutions, but also other companies. This means that with a virtual credit card you can have money separated from your bank account.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1623854873375\"><strong class=\"schema-faq-question\">Can I use a virtual payment card to pay by mobile phone?<\/strong> <p class=\"schema-faq-answer\">As the virtual payment card is only used for online payments, this is not possible. Traditional in-store payments are not possible with this card.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1623854881514\"><strong class=\"schema-faq-question\">How can I make my credit card use more secure?<\/strong> <p class=\"schema-faq-answer\">For example, you can set daily, weekly or monthly limits depending on who the virtual card provider is. This will minimize any financial losses in case of misuse. This step is definitely worthwhile.<\/p> <\/div> <\/div>","protected":false},"excerpt":{"rendered":"<p>Thanks to modern technology, nowadays we can encounter a variety of payment tools, gadgets and systems. A typical example is the virtual payment card, which people often confuse with the classic payment card. Whether debit or credit. However, the reality is completely different, as we will convince you in the following lines. What is a virtual payment ... <\/p>","protected":false},"author":2,"featured_media":417,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[216,217,456,443,361,362,457,458,459,460],"class_list":["post-416","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-karta","tag-karty","tag-placeni","tag-platby","tag-platebni-karta","tag-platebni-karty","tag-virtualni-karta","tag-virtualni-karty","tag-virtualni-platebni-karta","tag-virtualni-platebni-karty"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Virtu\u00e1ln\u00ed platebn\u00ed karta nen\u00ed klasick\u00e1 platebn\u00ed karta - REGBU.COM<\/title>\n<meta name=\"description\" content=\"Virtu\u00e1ln\u00ed platebn\u00ed karta V\u00e1m nep\u0159ijde vhod p\u0159i placen\u00ed v obchod\u011b. 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V\u00edte, v \u010dem se ob\u011b dv\u011b li\u0161\u00ed?"},{"@type":"BreadcrumbList","@id":"https:\/\/regbu.com\/virtualni-platebni-karta-neni-klasicka-platebni-karta\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/regbu.com\/en\/"},{"@type":"ListItem","position":2,"name":"Virtu\u00e1ln\u00ed platebn\u00ed karta nen\u00ed klasick\u00e1 platebn\u00ed karta"}]},{"@type":"WebSite","@id":"https:\/\/regbu.com\/en\/#website","url":"https:\/\/regbu.com\/en\/","name":"REGBU.COM","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/regbu.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/regbu.com\/en\/#\/schema\/person\/94ea9deda2629771b8a9ced002f6784e","name":"George Martin","url":"https:\/\/regbu.com\/en\/author\/george-martin\/"},{"@type":"Question","@id":"https:\/\/regbu.com\/virtualni-platebni-karta-neni-klasicka-platebni-karta\/#faq-question-1623854851531","position":1,"url":"https:\/\/regbu.com\/virtualni-platebni-karta-neni-klasicka-platebni-karta\/#faq-question-1623854851531","name":"What is the purpose of a virtual payment card?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Vyu\u017e\u00edt ji m\u016f\u017eete pouze pro placen\u00ed na internetu. To znamen\u00e1, \u017ee s n\u00ed nezaplat\u00edte v obchod\u011b, jako s klasickou fyzickou kartou.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/regbu.com\/virtualni-platebni-karta-neni-klasicka-platebni-karta\/#faq-question-1623854859283","position":2,"url":"https:\/\/regbu.com\/virtualni-platebni-karta-neni-klasicka-platebni-karta\/#faq-question-1623854859283","name":"Are there any advantages to a virtual card?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Ano, pr\u00e1v\u011b nemo\u017enost platit v obchod\u011b lze pova\u017eovat za jeden z klad\u016f. Vn\u00edm\u00e1na je jako alternativa b\u011b\u017en\u00e9 karty, kterou z bezpe\u010dnostn\u00edch d\u016fvod\u016f nechcete pou\u017e\u00edvat p\u0159i placen\u00ed na internetu.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/regbu.com\/virtualni-platebni-karta-neni-klasicka-platebni-karta\/#faq-question-1623854866511","position":3,"url":"https:\/\/regbu.com\/virtualni-platebni-karta-neni-klasicka-platebni-karta\/#faq-question-1623854866511","name":"Who is the virtual card provider?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Jsou to nejenom bankovn\u00ed instituce, ale tak\u00e9 jin\u00e9 spole\u010dnosti. To znamen\u00e1, \u017ee d\u00edky virtu\u00e1ln\u00ed platebn\u00ed kart\u011b m\u016f\u017eete m\u00edt odd\u011blen\u00ed pen\u00edze od sv\u00e9ho bankovn\u00edho \u00fa\u010dtu.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/regbu.com\/virtualni-platebni-karta-neni-klasicka-platebni-karta\/#faq-question-1623854873375","position":4,"url":"https:\/\/regbu.com\/virtualni-platebni-karta-neni-klasicka-platebni-karta\/#faq-question-1623854873375","name":"Can I use a virtual payment card to pay by mobile phone?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Vzhledem k tomu, \u017ee virtu\u00e1ln\u00ed platebn\u00ed karta slou\u017e\u00ed pouze pro platby na internetu, nen\u00ed to mo\u017en\u00e9. Klasick\u00e9 platby v obchodem s touto kartou odpadaj\u00ed.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/regbu.com\/virtualni-platebni-karta-neni-klasicka-platebni-karta\/#faq-question-1623854881514","position":5,"url":"https:\/\/regbu.com\/virtualni-platebni-karta-neni-klasicka-platebni-karta\/#faq-question-1623854881514","name":"How can I make my credit card use more secure?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Nastavit si m\u016f\u017eete nap\u0159\u00edklad denn\u00ed, t\u00fddenn\u00ed \u010di m\u011bs\u00ed\u010dn\u00ed limity podle toho, kdo je poskytovatelem virtu\u00e1ln\u00ed karty. T\u00edmto krokem minimalizujete jak\u00e9koliv finan\u010dn\u00ed ztr\u00e1ty p\u0159i p\u0159\u00edpadn\u00e9m zneu\u017eit\u00ed. 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