{"id":1431,"date":"2023-08-07T13:02:46","date_gmt":"2023-08-07T11:02:46","guid":{"rendered":"https:\/\/regbu.com\/?p=1431"},"modified":"2025-09-05T07:40:15","modified_gmt":"2025-09-05T05:40:15","slug":"minimalizace-dluhu-jak-na-to","status":"publish","type":"post","link":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/","title":{"rendered":"Debt minimisation - How to do it?"},"content":{"rendered":"<p>Debt minimization is a topic that fits anyone who hasn't checked with\u00a0<strong><a href=\"https:\/\/regbu.com\/en\/american-hypotheque-from-classic-lissa\/\">American mortgage<\/a><\/strong> or another type of loan and got into financial trouble. It should be mentioned at the outset of this article that it is not a good idea to drive a wedge. That is, don't take out more loans to pay off the original ones.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reduce your expenses<\/li>\n\n\n\n<li>Try to increase income<\/li>\n\n\n\n<li>Solve problems with creditors<\/li>\n<\/ul>\n\n\n\n<p>Everyone probably correctly senses that something is wrong. If you start running out of money for basic necessities in the middle of the month and <em>you are underfunded<\/em> to pay off debt, it's bad.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Start by reducing spending<\/h2>\n\n\n\n<p>In case of financial problems, first attack your <strong>family budget<\/strong>. If you keep a regular record of your income and expenses, this step will be even easier. Minimizing debt should start with reduced spending. While your standard of living will deteriorate, it is necessary. For example, you can cancel various subscriptions, limit hobbies and don't spend on restaurants.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Debt minimisation - Questions and Answers<\/h3>\n\n\n\n<p>The next step is a bit more challenging and you will have to be more proactive. Try to <strong>increase your income<\/strong>which will make it easier for you to make your monthly payments and leave you with money for your everyday needs. Other tips and advice are provided through the questions and answers below.<\/p>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1691492425525\"><strong class=\"schema-faq-question\">Are there any ancillary credit products?<\/strong> <p class=\"schema-faq-answer\">Yes, you can use loan consolidation, for example. This consolidates your loans. There is also loan refinancing, where you replace the old disadvantage with a new and advantageous one.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1691492432288\"><strong class=\"schema-faq-question\">What else can be done to minimise debt?<\/strong> <p class=\"schema-faq-answer\">Set goals that you stick to strictly so you don't fall into a debt trap.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1691492441974\"><strong class=\"schema-faq-question\">How to increase income?<\/strong> <p class=\"schema-faq-answer\">First and foremost, it's another job or part-time job. If you no longer have the possibility of another income, the alternative is the state welfare system.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1691492449888\"><strong class=\"schema-faq-question\">If I can't make the payments, what's the earliest I can cancel?<\/strong> <p class=\"schema-faq-answer\">First and foremost, focus on cancelling and paying off credit products such as overdrafts and credit cards.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1691492457088\"><strong class=\"schema-faq-question\">What to do if none of the above works?<\/strong> <p class=\"schema-faq-answer\">Then contact debt experts. Or contact the creditor directly and try to find a remedy.<\/p> <\/div> <\/div>","protected":false},"excerpt":{"rendered":"<p>Debt minimization is a topic that comes in handy for anyone who hasn't done the math with a U.S. mortgage or other type of loan and gotten into financial trouble. Right off the bat in this article, it's worth mentioning that it's not a good idea to drive a wedge. That is, don't take out additional loans to pay off the original ones. Every ... <\/p>","protected":false},"author":2,"featured_media":1432,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[1755,665,1753,1754,421,650,605,627,628,468],"class_list":["post-1431","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-dluh","tag-dluhy","tag-minimalizace","tag-minimalizace-dluhu","tag-prijmy","tag-pujcka","tag-rodinny-rozpocet","tag-uver","tag-uvery","tag-vydaje"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Minimalizace dluh\u016f \u2013 Jak na to? - REGBU.COM<\/title>\n<meta name=\"description\" content=\"Minimalizace dluh\u016f je naprost\u00fdm z\u00e1kladem ka\u017ed\u00e9 situace, kdy nejste schopni spl\u00e1cet sv\u00e9 z\u00e1vazky. Zjist\u011bte, jak na to.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/regbu.com\/en\/debt-minimization-how-to\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Minimalizace dluh\u016f \u2013 Jak na to? - REGBU.COM\" \/>\n<meta property=\"og:description\" content=\"Minimalizace dluh\u016f je naprost\u00fdm z\u00e1kladem ka\u017ed\u00e9 situace, kdy nejste schopni spl\u00e1cet sv\u00e9 z\u00e1vazky. Zjist\u011bte, jak na to.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/regbu.com\/en\/debt-minimization-how-to\/\" \/>\n<meta property=\"og:site_name\" content=\"REGBU.COM\" \/>\n<meta property=\"article:published_time\" content=\"2023-08-07T11:02:46+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-05T05:40:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/regbu.com\/wp-content\/uploads\/2023\/08\/minimalizace-dluhu-jak-na-to.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"676\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"George Martin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"George Martin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/\"},\"author\":{\"name\":\"George Martin\",\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/#\\\/schema\\\/person\\\/94ea9deda2629771b8a9ced002f6784e\"},\"headline\":\"Minimalizace dluh\u016f \u2013 Jak na to?\",\"datePublished\":\"2023-08-07T11:02:46+00:00\",\"dateModified\":\"2025-09-05T05:40:15+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/\"},\"wordCount\":484,\"image\":{\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/regbu.com\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/minimalizace-dluhu-jak-na-to.jpg\",\"keywords\":[\"dluh\",\"dluhy\",\"minimalizace\",\"minimalizace dluh\u016f\",\"p\u0159\u00edjmy\",\"p\u016fj\u010dka\",\"rodinn\u00fd rozpo\u010det\",\"\u00fav\u011br\",\"\u00fav\u011bry\",\"v\u00fddaje\"],\"articleSection\":[\"Finance\"],\"inLanguage\":\"en-US\"},{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/\",\"url\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/\",\"name\":\"Minimalizace dluh\u016f \u2013 Jak na to? - REGBU.COM\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/regbu.com\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/minimalizace-dluhu-jak-na-to.jpg\",\"datePublished\":\"2023-08-07T11:02:46+00:00\",\"dateModified\":\"2025-09-05T05:40:15+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/#\\\/schema\\\/person\\\/94ea9deda2629771b8a9ced002f6784e\"},\"description\":\"Minimalizace dluh\u016f je naprost\u00fdm z\u00e1kladem ka\u017ed\u00e9 situace, kdy nejste schopni spl\u00e1cet sv\u00e9 z\u00e1vazky. Zjist\u011bte, jak na to.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/#breadcrumb\"},\"mainEntity\":[{\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/#faq-question-1691492425525\"},{\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/#faq-question-1691492432288\"},{\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/#faq-question-1691492441974\"},{\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/#faq-question-1691492449888\"},{\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/#faq-question-1691492457088\"}],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/#primaryimage\",\"url\":\"https:\\\/\\\/regbu.com\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/minimalizace-dluhu-jak-na-to.jpg\",\"contentUrl\":\"https:\\\/\\\/regbu.com\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/minimalizace-dluhu-jak-na-to.jpg\",\"width\":1200,\"height\":676,\"caption\":\"Minimalizace dluh\u016f \u2013 Jak na to?\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/regbu.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Minimalizace dluh\u016f \u2013 Jak na to?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/regbu.com\\\/en\\\/\",\"name\":\"REGBU.COM\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/regbu.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/#\\\/schema\\\/person\\\/94ea9deda2629771b8a9ced002f6784e\",\"name\":\"George Martin\",\"url\":\"https:\\\/\\\/regbu.com\\\/en\\\/author\\\/george-martin\\\/\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/#faq-question-1691492425525\",\"position\":1,\"url\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/#faq-question-1691492425525\",\"name\":\"Existuj\u00ed n\u011bjak\u00e9 pomocn\u00e9 \u00fav\u011brov\u00e9 produkty?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Ano, vyu\u017e\u00edt m\u016f\u017eete nap\u0159\u00edklad konsolidaci p\u016fj\u010dek. V r\u00e1mci n\u00ed dojde ke sjednocen\u00ed \u00fav\u011br\u016f. D\u00e1le se nab\u00edz\u00ed refinancov\u00e1n\u00ed p\u016fj\u010dky, kdy tu starou nev\u00fdhodou nahrad\u00edte novou a v\u00fdhodnou.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/#faq-question-1691492432288\",\"position\":2,\"url\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/#faq-question-1691492432288\",\"name\":\"Co dal\u0161\u00edho ud\u011blat pro minimalizaci dluh\u016f?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Nastavte si c\u00edle, kter\u00fdch se striktn\u011b dr\u017ete, a\u0165 nespadnete do dluhov\u00e9 pasti.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/#faq-question-1691492441974\",\"position\":3,\"url\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/#faq-question-1691492441974\",\"name\":\"Jak\u00fdm zp\u016fsobem v\u00fd\u0161it p\u0159\u00edjem?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"V prvn\u00ed \u0159ad\u011b je to dal\u0161\u00ed pr\u00e1ce nebo brig\u00e1da. Pokud u\u017e nem\u00e1te mo\u017enost dal\u0161\u00edho p\u0159\u00edjmu, alternativou je soci\u00e1ln\u00ed syst\u00e9m st\u00e1tu.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/#faq-question-1691492449888\",\"position\":4,\"url\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/#faq-question-1691492449888\",\"name\":\"Kdy\u017e nemohu spl\u00e1cet, co nejd\u0159\u00edve zru\u0161it?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"V prvn\u00ed \u0159ad\u011b se zam\u011b\u0159te na zru\u0161en\u00ed a uhrazen\u00ed takov\u00fdch \u00fav\u011brov\u00fdch produkt\u016f, jak\u00fdmi jsou kontokorenty a kreditn\u00ed karty.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/#faq-question-1691492457088\",\"position\":5,\"url\":\"https:\\\/\\\/regbu.com\\\/en\\\/debt-minimization-how-to\\\/#faq-question-1691492457088\",\"name\":\"Co d\u011blat, kdy\u017e nezab\u00edr\u00e1 nic v\u00fd\u0161e uveden\u00e9ho?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Potom se obra\u0165te na odborn\u00edky zab\u00fdvaj\u00edc\u00ed se dluhy. Pop\u0159\u00edpad\u011b kontaktujte p\u0159\u00edmo v\u011b\u0159itele a pokuste se naj\u00edt n\u00e1pravu.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Debt minimization - How to do it? - REGBU.COM","description":"Debt minimisation is the absolute basis of any situation where you are unable to pay your debts. Find out how to do it.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/","og_locale":"en_US","og_type":"article","og_title":"Minimalizace dluh\u016f \u2013 Jak na to? - REGBU.COM","og_description":"Minimalizace dluh\u016f je naprost\u00fdm z\u00e1kladem ka\u017ed\u00e9 situace, kdy nejste schopni spl\u00e1cet sv\u00e9 z\u00e1vazky. Zjist\u011bte, jak na to.","og_url":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/","og_site_name":"REGBU.COM","article_published_time":"2023-08-07T11:02:46+00:00","article_modified_time":"2025-09-05T05:40:15+00:00","og_image":[{"width":1200,"height":676,"url":"https:\/\/regbu.com\/wp-content\/uploads\/2023\/08\/minimalizace-dluhu-jak-na-to.jpg","type":"image\/jpeg"}],"author":"George Martin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"George Martin","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/#article","isPartOf":{"@id":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/"},"author":{"name":"George Martin","@id":"https:\/\/regbu.com\/en\/#\/schema\/person\/94ea9deda2629771b8a9ced002f6784e"},"headline":"Minimalizace dluh\u016f \u2013 Jak na to?","datePublished":"2023-08-07T11:02:46+00:00","dateModified":"2025-09-05T05:40:15+00:00","mainEntityOfPage":{"@id":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/"},"wordCount":484,"image":{"@id":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/#primaryimage"},"thumbnailUrl":"https:\/\/regbu.com\/wp-content\/uploads\/2023\/08\/minimalizace-dluhu-jak-na-to.jpg","keywords":["dluh","dluhy","minimalizace","minimalizace dluh\u016f","p\u0159\u00edjmy","p\u016fj\u010dka","rodinn\u00fd rozpo\u010det","\u00fav\u011br","\u00fav\u011bry","v\u00fddaje"],"articleSection":["Finance"],"inLanguage":"en-US"},{"@type":["WebPage","FAQPage"],"@id":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/","url":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/","name":"Debt minimization - How to do it? - REGBU.COM","isPartOf":{"@id":"https:\/\/regbu.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/#primaryimage"},"image":{"@id":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/#primaryimage"},"thumbnailUrl":"https:\/\/regbu.com\/wp-content\/uploads\/2023\/08\/minimalizace-dluhu-jak-na-to.jpg","datePublished":"2023-08-07T11:02:46+00:00","dateModified":"2025-09-05T05:40:15+00:00","author":{"@id":"https:\/\/regbu.com\/en\/#\/schema\/person\/94ea9deda2629771b8a9ced002f6784e"},"description":"Debt minimisation is the absolute basis of any situation where you are unable to pay your debts. Find out how to do it.","breadcrumb":{"@id":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/#faq-question-1691492425525"},{"@id":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/#faq-question-1691492432288"},{"@id":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/#faq-question-1691492441974"},{"@id":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/#faq-question-1691492449888"},{"@id":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/#faq-question-1691492457088"}],"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/regbu.com\/en\/debt-minimization-how-to\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/#primaryimage","url":"https:\/\/regbu.com\/wp-content\/uploads\/2023\/08\/minimalizace-dluhu-jak-na-to.jpg","contentUrl":"https:\/\/regbu.com\/wp-content\/uploads\/2023\/08\/minimalizace-dluhu-jak-na-to.jpg","width":1200,"height":676,"caption":"Minimalizace dluh\u016f \u2013 Jak na to?"},{"@type":"BreadcrumbList","@id":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/regbu.com\/en\/"},{"@type":"ListItem","position":2,"name":"Minimalizace dluh\u016f \u2013 Jak na to?"}]},{"@type":"WebSite","@id":"https:\/\/regbu.com\/en\/#website","url":"https:\/\/regbu.com\/en\/","name":"REGBU.COM","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/regbu.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/regbu.com\/en\/#\/schema\/person\/94ea9deda2629771b8a9ced002f6784e","name":"George Martin","url":"https:\/\/regbu.com\/en\/author\/george-martin\/"},{"@type":"Question","@id":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/#faq-question-1691492425525","position":1,"url":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/#faq-question-1691492425525","name":"Are there any ancillary credit products?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Ano, vyu\u017e\u00edt m\u016f\u017eete nap\u0159\u00edklad konsolidaci p\u016fj\u010dek. V r\u00e1mci n\u00ed dojde ke sjednocen\u00ed \u00fav\u011br\u016f. D\u00e1le se nab\u00edz\u00ed refinancov\u00e1n\u00ed p\u016fj\u010dky, kdy tu starou nev\u00fdhodou nahrad\u00edte novou a v\u00fdhodnou.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/#faq-question-1691492432288","position":2,"url":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/#faq-question-1691492432288","name":"What else can be done to minimise debt?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Nastavte si c\u00edle, kter\u00fdch se striktn\u011b dr\u017ete, a\u0165 nespadnete do dluhov\u00e9 pasti.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/#faq-question-1691492441974","position":3,"url":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/#faq-question-1691492441974","name":"How to increase income?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"V prvn\u00ed \u0159ad\u011b je to dal\u0161\u00ed pr\u00e1ce nebo brig\u00e1da. Pokud u\u017e nem\u00e1te mo\u017enost dal\u0161\u00edho p\u0159\u00edjmu, alternativou je soci\u00e1ln\u00ed syst\u00e9m st\u00e1tu.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/#faq-question-1691492449888","position":4,"url":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/#faq-question-1691492449888","name":"If I can't make the payments, what's the earliest I can cancel?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"V prvn\u00ed \u0159ad\u011b se zam\u011b\u0159te na zru\u0161en\u00ed a uhrazen\u00ed takov\u00fdch \u00fav\u011brov\u00fdch produkt\u016f, jak\u00fdmi jsou kontokorenty a kreditn\u00ed karty.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/#faq-question-1691492457088","position":5,"url":"https:\/\/regbu.com\/en\/debt-minimization-how-to\/#faq-question-1691492457088","name":"What to do if none of the above works?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Potom se obra\u0165te na odborn\u00edky zab\u00fdvaj\u00edc\u00ed se dluhy. Pop\u0159\u00edpad\u011b kontaktujte p\u0159\u00edmo v\u011b\u0159itele a pokuste se naj\u00edt n\u00e1pravu.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/regbu.com\/en\/wp-json\/wp\/v2\/posts\/1431","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/regbu.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/regbu.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/regbu.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/regbu.com\/en\/wp-json\/wp\/v2\/comments?post=1431"}],"version-history":[{"count":2,"href":"https:\/\/regbu.com\/en\/wp-json\/wp\/v2\/posts\/1431\/revisions"}],"predecessor-version":[{"id":1445,"href":"https:\/\/regbu.com\/en\/wp-json\/wp\/v2\/posts\/1431\/revisions\/1445"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/regbu.com\/en\/wp-json\/wp\/v2\/media\/1432"}],"wp:attachment":[{"href":"https:\/\/regbu.com\/en\/wp-json\/wp\/v2\/media?parent=1431"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/regbu.com\/en\/wp-json\/wp\/v2\/categories?post=1431"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/regbu.com\/en\/wp-json\/wp\/v2\/tags?post=1431"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}