{"id":1063,"date":"2023-07-15T11:35:06","date_gmt":"2023-07-15T09:35:06","guid":{"rendered":"https:\/\/regbu.com\/?p=1063"},"modified":"2025-09-05T07:41:17","modified_gmt":"2025-09-05T05:41:17","slug":"osobni-bankrot-jako-cesta-z-dluhu","status":"publish","type":"post","link":"https:\/\/regbu.com\/da\/personlig-bank-som-en-vej-ud-af-gaeld\/","title":{"rendered":"Personlig konkurs som en vej ud af g\u00e6lden"},"content":{"rendered":"<p>Personlig konkurs er en af de lovlige m\u00e5der at komme ud af g\u00e6ld p\u00e5. Hvis du overdriver med nogle af de <strong><a href=\"https:\/\/regbu.com\/da\/typer-af-lan-laer-om-dem\/\">typer af l\u00e5n<\/a><\/strong> og du f\u00e5r mere g\u00e6ld, end du kan betale tilbage, er det her, g\u00e6ldssanering kommer ind i billedet. Nogle gange ser man ogs\u00e5 udtrykket personlig konkurs.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Insolvensbehandling<\/li>\n\n\n\n<li>Tilbagebetaling af en del af forpligtelserne<\/li>\n\n\n\n<li>Stop yderligere g\u00e6lds\u00e6tning<\/li>\n<\/ul>\n\n\n\n<p>Denne type konkurs kan kun erkl\u00e6res af en skyldner, der <em>er ude af stand til at betale sine forpligtelser over for kreditorer<\/em>. Hvis du vil benytte dig af denne mulighed, m\u00e5 du selvf\u00f8lgelig ikke have store aktiver. Det skyldes, at de kan s\u00e6lges for at betale g\u00e6ld. Personlig konkurs kan derfor ikke bruges til nogen fordel.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Personlig konkurs og dens betingelser<\/h2>\n\n\n\n<p>Grundlaget for alt er derfor skyldnerens \u00f8konomiske insolvens. Derudover er der en r\u00e6kke andre betingelser. Disse skal v\u00e6re opfyldt, ellers vil enhver <strong>ans\u00f8gning om g\u00e6ldssanering<\/strong> ...vil han ben\u00e6gte det. Hvis du vil vide, hvad kravene er, kan du l\u00e6se tabellen nedenfor.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Emneord<\/strong><\/td><td><strong>Oplysninger<\/strong><\/td><\/tr><tr><td>Antal kreditorer<\/td><td>St\u00f8rre m\u00e6ngde<\/td><\/tr><tr><td>G\u00e6ld<\/td><td>Mindst 30 dage over forfald<\/td><\/tr><tr><td>G\u00e6ldssanering<\/td><td>Betaling af 30 %-forpligtelser om 5 \u00e5r<\/td><\/tr><tr><td>Alternativ til g\u00e6ldssanering<\/td><td>Indfrielse af 60 % om 3 \u00e5r<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Grundl\u00e6ggende information om personlig konkurs.<\/figcaption><\/figure>\n\n\n\n<p>Da de lovm\u00e6ssige forpligtelser \u00e6ndres fra tid til anden, kan disse tal variere i nogen grad. Det er dog klart, at du ved hj\u00e6lp af personlig konkurs kan rydde op i dine problemer ved kun at betale en del af din g\u00e6ld.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Yderligere supplerende oplysninger<\/h3>\n\n\n\n<p>Det skal bem\u00e6rkes, at denne type g\u00e6ldssanering prim\u00e6rt er beregnet til fysiske personer, uanset om de er almindelige personer, forbrugere eller iv\u00e6rks\u00e6ttere. Der er ingen undtagelse <strong>g\u00e6ldssanering i \u00e6gteskabet<\/strong>der almindeligvis udf\u00f8res. For at erkl\u00e6re sig konkurs skal man f\u00f8rst indgive en beg\u00e6ring om konkursdekret. Den overlades til de personer, der er ansvarlige for dens behandling, da den skal indeholde de relevante elementer.<\/p>\n\n\n\n<p>En personlig konkurs kan naturligvis afvises. Det foruds\u00e6tter, at alle de juridiske betingelser ikke er opfyldt. Eller u\u00e6rligt fors\u00e6t er bevist. Under en personlig konkurs forbereder skyldneren sig p\u00e5 kun at beholde sit eksistensminimum, og resten g\u00e5r til at tilbagebetale g\u00e6ld. En del af g\u00e6lden vil ogs\u00e5 blive afviklet ved at s\u00e6lge aktiver.<\/p>","protected":false},"excerpt":{"rendered":"<p>Personlig konkurs er en af de lovlige m\u00e5der at komme ud af g\u00e6ld p\u00e5. Hvis du overskrider dine forpligtelser med visse typer l\u00e5n og ender med mere g\u00e6ld, end du kan betale tilbage, er det her, g\u00e6ldssanering kommer ind i billedet. Du kan ogs\u00e5 nogle gange se udtrykket personlig konkurs. Denne form for konkurs kan kun erkl\u00e6res af en skyldner, som ikke er i stand til at betale sine kreditorer. ... <\/p>","protected":false},"author":2,"featured_media":1064,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[1138,665,1143,326,1140,1141,1139,1137,331,1142],"class_list":["post-1063","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-bankrot","tag-dluhy","tag-dluznik","tag-finance","tag-insolvence","tag-insolvencni-rizeni","tag-oddluzeni","tag-osobni-bankrot","tag-penize","tag-veritele"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Osobn\u00ed bankrot jako cesta z\u00a0dluh\u016f - REGBU.COM<\/title>\n<meta name=\"description\" content=\"Osobn\u00ed bankrot je jednou z mo\u017enost\u00ed, jak se oddlu\u017eit. 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